The story of this market
The typical home in ZIP 38754 sells for about $88,200, or $65 per square foot.
Prices are down 2.4% from a year ago, which gives buyers more room to negotiate. Homes take about 142 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $645 a month.
ZIP 38754 — Isola
The housing market in 38754 is characterized by low transaction volume and stable, modest pricing consistent with a rural agricultural economy. Demand remains limited, resulting in a high months-of-supply figure and minimal price appreciation, reflecting the broader economic stagnation in the Mississippi Delta region.
This area is best suited for individuals or families with local agricultural ties or those seeking a low-cost, rural lifestyle, rather than commuters or investors looking for high-growth urban markets.
Median prices moved down 2.4% year over year.
Homes spend a median of 142 days on market with 6.5 months of supply — a slower-moving market.
8% of listings have cut prices · homes sell at 96.2% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 6.1% · poverty 31.4% — a mixed stability profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 2.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 1.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 38754, Humphreys County MS
Schools in the area are primarily served by the Humphreys County School District, which faces significant regional challenges in academic performance and funding.
The area is located in the Mississippi Delta, which is prone to seasonal flooding and requires careful consideration of flood insurance coverage.
The local economy is heavily anchored in agriculture and aquaculture, specifically catfish farming, with limited industrial diversification or major new infrastructure projects reported.
Property taxes are assessed at the county level by Humphreys County; the effective rate is approximately 1.0%, which is slightly higher than the Mississippi state average.
Residents typically rely on personal vehicles for commuting, with limited public transit options available for travel to regional employment hubs.
Recreational opportunities are largely rural, focusing on outdoor activities like fishing and hunting, with limited commercial shopping or entertainment venues within the immediate vicinity.
The rental market is characterized by a high share of renter-occupied units, with relatively stable but low-growth rent trajectories due to limited housing demand.
The economy is dominated by the catfish industry and agricultural production, which serve as the primary employers for the region.
Transportation is primarily via state highways; there is no significant public transit infrastructure.
There are no major commercial or residential developments currently approved or under construction in this ZIP code.
The Humphreys County Tax Assessor manages property valuations, which are generally updated on a periodic cycle.
Parcels are subject to Humphreys County school and general county tax levies.
Property insurance premiums are influenced by the area's flood risk profile, necessitating flood insurance for many properties.
Data retrieved from Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Local outdoor space for community gatherings and recreation.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.