The story of this market
The typical home in ZIP 38555 sells for about $357,000, or $179 per square foot.
Prices are up +2.1% from a year ago, so sellers still have some momentum. Homes take about 68 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $804 a month.
ZIP 38555 — Crossville
The 38555 housing market shows steady demand with a median listing price of $357,000 and a moderate inventory level. Market activity is supported by a stable local economy and a consistent influx of residents seeking a lower cost of living, though price growth remains measured compared to national trends.
This ZIP is well-suited for retirees, families seeking a lower cost of living, and those who prefer a rural lifestyle with access to outdoor amenities and a slower pace of life.
Median prices moved up 2.1% year over year.
Homes spend a median of 68 days on market with 5.2 months of supply — a balanced-paced market.
13% of listings have cut prices · homes sell at 97.2% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 6.0% · poverty 19.5% — a mixed stability profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 2.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 38555, Cumberland County TN
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in the area are generally lower than national averages, though property crime remains the most frequently reported incident type in this rural-leaning micro area.
Schools in the area are primarily served by the Cumberland County School District, which maintains a mix of rural community schools with moderate performance ratings.
The area faces moderate risks related to severe thunderstorms and wind events, with standard insurance coverage typically available for residential properties.
Economic momentum is driven by the healthcare, retail, and manufacturing sectors in the Crossville micro area, with steady but modest infrastructure development.
Property taxes are assessed at the county level with a low effective rate of approximately 0.3%, reflecting the area's rural tax structure and lack of significant municipal special district overlays.
Residents primarily rely on personal vehicles for commuting, with a mean travel time to work of approximately 20.3 minutes within the local micro area.
The area offers significant outdoor recreation including access to Cumberland Mountain State Park, local golf courses, and various lakes for fishing and boating.
The rental market is characterized by a moderate vacancy rate and steady demand, with a significant portion of the housing stock occupied by long-term residents and retirees.
The local economy is anchored by healthcare services, retail trade, and manufacturing, serving as a regional hub for the Cumberland Plateau.
Transportation is dominated by highway access via I-40, which connects the area to larger employment centers in Knoxville and Nashville.
Development is focused on residential expansion and small-scale commercial growth along the primary highway corridors.
The Cumberland County Assessor's office manages property valuations with a focus on maintaining equitable assessments across rural and residential parcels.
Parcels are primarily served by the Cumberland County School District and local utility districts for water and sewer services.
Property insurance remains stable, though homeowners should account for potential premium adjustments due to regional weather-related risk factors.
Data retrieved from Census Reporter and ACS 5-year summary tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Chuckles4.36.2 mi
- Cumberland County Playhouse4.86.8 mi
- Grinder House Coffee Shop4.64.3 mi
- Chuckles4.36.2 mi
- Bean Pot Campground4.54.1 mi
- Crossville Dragway4.58.9 mi
- Cumberland Mountain State Park4.72.5 mi
- Ozone Falls State Natural Area4.88.8 mi
- Bear Trace At Cumberland Mountain (TN Golf Trail)3.93.2 mi
- Catoosa Wildlife Management Area4.512.7 mi
- Chuckles4.36.2 mi
- Cumberland Homesteads Tower Museum4.61.7 mi
- Military Memorial Museum4.84.2 mi
- Plateau Creative Arts Center4.77.1 mi
- Historical Marker4.62.7 mi
- Cumberland Mountain State Park4.72.5 mi
- Ozone Falls State Natural Area4.88.8 mi
- Bear Trace At Cumberland Mountain (TN Golf Trail)3.93.2 mi
- Catoosa Wildlife Management Area4.512.7 mi
- Centennial Park4.55 mi
- Terrace View Marina4.517.6 mi
- St. George Marina4.75.7 mi
- Dartmoor Marina4.710 mi
- Lake Tansi Village Resort4.56.6 mi
- Spring City Resort & Marina4.318.3 mi
- Bear Trace At Cumberland Mountain (TN Golf Trail)3.93.2 mi
- Lake Tansi Golf Course4.56.1 mi
- Stonehenge Golf Club4.47.8 mi
- Heatherhurst Golf Course4.59.4 mi
- Dorchester Golf Club4.56.4 mi
- Rural King4.55.4 mi
- Crossville Flea Market Inc3.86.8 mi
- DG Market4.24.5 mi
- Dollar General4.32.7 mi
- Highland Square Shopping Center4.45.4 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
A major regional park featuring hiking, swimming, and golf.
A large recreational lake serving as a community hub for water activities.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.