The story of this market
The typical home in ZIP 36547 sells for about $275,000, or $215 per square foot.
Prices are up +1.34% from a year ago, so sellers still have some momentum. Homes take about 63 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,495 a month.
ZIP 36547 — Gulf Shores
The housing market in 36547 remains stable with modest price appreciation driven by high demand for coastal property. While inventory is constrained, the market is supported by a strong tourism economy and consistent interest from both investors and primary residents.
This ZIP is ideal for vacation-home investors, retirees, and those seeking a coastal lifestyle, though it remains a viable option for families drawn to the local school district.
Median prices moved up 1.3% year over year.
Homes spend a median of 63 days on market with 3.8 months of supply — a fast-moving market.
19% of listings have cut prices · homes sell at 97.2% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.8% · poverty 9.2% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 36547, Baldwin County AL
Schools serving the area are part of the Gulf Shores City School District, which maintains a strong regional reputation for academic performance.
The area faces significant coastal wind and flood risks, necessitating specialized insurance coverage and adherence to strict building codes.
Economic momentum is driven by tourism, hospitality, and ongoing residential development along the Gulf Coast.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Alabama) — Standard State Ad Valorem Homestead Exemption: Exempts up to $4,000 in assessed valuation from the 6.5 mill state ad valorem tax levy (providing a maximum direct state tax reduction of $26.00). Formula: Adjusted State Tax = Max(0, (Assessed Value - $4,000)) × 0.0065. State (Alabama) — Statewide Ad Valorem Property Tax and Class III Residential Assessment Ratio: Establishes a baseline 6.5 statewide millage rate ($0.0065 per dollar of assessed value) under Ala. Code § 40-8-1 and the Alabama Constitution.
Commutes are primarily local within the Gulf Shores area, with limited transit options requiring personal vehicle use for regional travel.
The area features extensive access to Gulf Coast beaches, public parks, golf courses, and diverse dining and shopping districts within a 3-mile radius.
The rental market is heavily influenced by seasonal tourism and short-term vacation rentals, leading to high demand and fluctuating vacancy rates.
The economy is anchored by the tourism and hospitality sectors, supported by retail and local government services.
Transportation relies on state highway corridors; public transit is minimal, with most residents relying on private vehicles.
Development is focused on high-density residential and commercial projects near the coastline to support tourism growth.
Parcels are subject to Gulf Shores City School District taxes and various municipal utility service districts.
Property insurance premiums are elevated due to hurricane and flood exposure, with many properties requiring flood insurance.
Data retrieved from US Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Primary coastal attraction for residents and tourists.
Extensive trail system, fishing pier, and nature center.
Premier golf facility serving the local community.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.