The story of this market
The typical home in ZIP 36530 sells for about $412,500, or $205 per square foot.
Prices are up +33.1% from a year ago, so sellers still have some momentum. Homes take about 63 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,144 a month.
ZIP 36530 — Elberta
The 36530 housing market is experiencing significant price appreciation, driven by strong demand for residential property in the Baldwin County coastal region. While inventory remains relatively tight, the market is seeing steady activity from buyers seeking value outside of the more expensive neighboring cities like Fairhope. Current conditions reflect a stable, growing market supported by regional economic development.
This ZIP is well-suited for families and individuals seeking a quieter, rural-coastal lifestyle while remaining within reach of the amenities and employment hubs of the Baldwin County coast.
Median prices moved up 33.1% year over year.
Homes spend a median of 63 days on market with 4.2 months of supply — a balanced-paced market.
15% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.6% · poverty 13.2% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 9.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 36530, Baldwin County AL
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Elberta maintains a relatively low crime rate compared to the broader Mobile-Daphne-Foley metropolitan area, with property crime being the primary concern.
Schools serving the 36530 area are part of the Baldwin County Public Schools system, which generally maintains moderate to high performance ratings within the state.
The area is subject to coastal wind and flood risks associated with Gulf of Mexico storm systems, necessitating robust property insurance coverage.
Economic momentum is driven by the expansion of the Daphne-Fairhope-Foley statistical area, with growth in residential development and proximity to regional industrial hubs.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Alabama) — Standard State Ad Valorem Homestead Exemption: Exempts up to $4,000 in assessed valuation from the 6.5 mill state ad valorem tax levy (providing a maximum direct state tax reduction of $26.00). Formula: Adjusted State Tax = Max(0, (Assessed Value - $4,000)) × 0.0065. State (Alabama) — Statewide Ad Valorem Property Tax and Class III Residential Assessment Ratio: Establishes a baseline 6.5 statewide millage rate ($0.0065 per dollar of assessed value) under Ala. Code § 40-8-1 and the Alabama Constitution.
Residents primarily rely on personal vehicles for commuting, with travel times to major employment centers in Mobile or Foley typically ranging from 30 to 45 minutes.
The area offers access to rural landscapes, proximity to the Perdido Bay waterfront, and local community parks, with larger shopping and dining amenities located in nearby Foley.
The rental market is characterized by moderate demand from families and seasonal workers, with limited multi-family inventory and a reliance on single-family home rentals.
The local economy is anchored by agriculture, tourism, and service industries, with significant employment spillover from the broader Baldwin County coastal tourism sector.
Transportation is heavily dependent on highway corridors like US-98, which connects the area to the larger regional transit network.
Development is focused on low-density residential growth and infrastructure improvements to support the increasing population in the Elberta area.
The Baldwin County Revenue Commissioner manages property assessments, utilizing a standard 10% assessment rate for residential properties.
Parcels are subject to Baldwin County school district taxes and local municipal utility assessments.
Property insurance premiums are elevated due to the area's classification as a high-risk zone for wind and storm surge damage.
Data retrieved from census.gov ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Community park serving as a local hub for events and recreation.
Provides access to boating, fishing, and coastal recreation.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.