LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 32821 sells for about $370,000, or $245 per square foot.

Prices are up +34.5% from a year ago, so sellers still have some momentum. Homes take about 38 days to sell. HUD's fair market rent for a two-bedroom is $1,913 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 32821 — Orlando

Orange County →refreshed Sep 30, 20262 cycles retainednext refresh Oct 30, 2026
Market mood · cautiously optimistic

The 32821 housing market shows strong price appreciation, with a median sale price of $370,000, reflecting a 34.5% year-over-year increase. Market activity is driven by high demand for rental-friendly properties and proximity to major tourism hubs, though inventory remains tight. The data reflects a transient, younger demographic profile with a high renter share.

Who this ZIP fits

This ZIP is ideal for hospitality industry workers, investors seeking short-term rental opportunities, and commuters who prioritize access to major highway corridors over traditional suburban family-centric neighborhoods.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 42.2 km²Water area · 2 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$370,000
+34.5% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
38 days
Active listings
45
Listings with price cuts
18%
share of active listings
Sale-to-list ratio
98%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
80
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
100
Growth/100

Median prices moved up 34.5% year over year.

73
Liquidity/100

Homes spend a median of 38 days on market with 3.8 months of supply — a fast-moving market.

69
Momentum/100

18% of listings have cut prices · homes sell at 98% of asking — demand is running ahead of supply.

76
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.8% · poverty 13.2% — a stable, low-distress profile.

Market pressure
Price vs fundamentals
In line · +2.5%
Price vs rent, national
+37.9%
Explained by signals
+34.5%
Location premium
+2.5%
Gross rent yield
5.2%
Neighborhood price trend: -0.2%Natural hazard risk: +2.3%Mortgage denial rate: +0.2%Household income: -6.2%Housing vacancy: +23.1%Unemployment: +1.0%College-educated share: +0.6%Owner occupancy: +6.9%

Built from 352 recorded sales in the last 24 months against HUD 3-bedroom fair market rents. The location premium is the part of the price that rent, income, education, employment, vacancy, price trend, hazard, lending and flood risk don't explain. It usually reflects amenities, schools and scarcity. It's area context and does not change this ZIP's home value estimates.

Market momentum · distress to ascension
Distressed · -33
Housing vacancy rate26.5▼
Share sold above list0.05▼
Sale-to-list ratio0.96▼
Months of supply2.77▼
Sale price, year over year-0.11▼
Pending sales, year over year-0.17▼
Share under contract in 2 weeks0.26▼
New listings, year over year-0.12▲
Sale vs list price (price cuts)-8.39▼
Foreclosure filings per 100 sales0▲
Inventory, year over year-0.06▲
Days on market, year over year2▲
Unemployment rate5.8▲
Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2015201620172018201920202021202220232024202520272029$150,000$300,000$450,000$600,000$750,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 9.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2015201620172018201920202021202220232024202520272029$1,800$2,400$3,000$3,600$4,200

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2024 5-year estimates
Population change
+1.2%

versus the prior ACS vintage

Population base
26,161

ZCTA 32821, Orange County FL

Area context
Crime & safety

Crime trends in the 32821 area are generally consistent with broader Orlando suburban patterns, though specific neighborhood safety varies significantly due to the high volume of transient tourist-oriented traffic.

Schools & education

Schools serving the area are part of Orange County Public Schools, with performance ratings varying by specific school site; the area is characterized by a mix of suburban residential and commercial-heavy zones.

Environmental & hazard

The area is subject to standard Florida climate risks, including hurricane-force wind exposure and localized flooding, necessitating comprehensive property insurance coverage.

Growth & development

Economic momentum is heavily driven by the proximity to major theme park employers and the hospitality industry, with ongoing development focused on mixed-use commercial and residential expansion.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Florida) — Statewide Uniform Property Tax Lien Priority & Tax Deed Sale Enforcement: Unpaid real ad valorem and non-ad valorem taxes become a first-priority sovereign lien on January 1 of the tax year, superior to all mortgages and private liens. If unpaid by April 1 following the tax year, tax certificates are sold via competitive bidding under § 197.432. State (Florida) — Community Development District (CDD) Special Assessment & Financing Lien Mandate: Binds the parcel to non-ad valorem assessments levied directly by the CDD board to fund infrastructure bonds (capital assessments) and operations/maintenance (O&M assessments). State (Florida) — Florida Constitutional Homestead Exemption & Save Our Homes (SOH) Assessment Cap: Reduces taxable value by up to $50,000: base $25,000 exemption applies to all taxing authorities (including school districts); second $25,000 exemption applies to assessed value between $50,000 and $75,000 for non-school millage. State (Florida) — Florida Ad Valorem Real Property Assessment & Tax Mechanics: Parcels are assessed annually at 100% just value (market value) as of January 1 by county property appraisers. Tax formula: Tax Bill = (Taxable Value / 1,000) * Total Levied Millage Rate. Assessed Value = Just Value - Assessment Limitations.

Transportation & commute

Commutes are primarily car-dependent, with major access via I-4 and the Beachline Expressway (SR 528) providing connectivity to the Orlando employment core.

Recreation & amenities

The area features proximity to major theme park attractions, several golf courses, and local community parks, with extensive retail and dining options along the International Drive corridor.

Rental market

The rental market is highly active with significant pressure from short-term rental investors and hospitality workers, leading to high turnover and competitive pricing.

Economy & employers

The economy is dominated by the tourism and hospitality sectors, with major employers including theme park operators and large-scale resort management companies.

Transportation & infrastructure

The area is served by I-4 and SR 528, with limited public transit options primarily consisting of bus routes serving the tourist corridor.

Development pipeline

Development is focused on high-density residential and commercial projects that cater to the transient workforce and tourism industry.

County appraisal district

The Orange County Property Appraiser manages assessments, with values typically adjusted annually based on market sales data.

Special districts

Parcels are subject to Orange County Public Schools levies and various municipal service taxing units.

Insurance & hazard market

Property insurance premiums are elevated due to the region's high exposure to wind and storm-related hazards.

Discovery profileACS 2024 5-year estimates
Census profile · ZCTA 32821, Orange County FL
Population
26,161
Median age
31.9 yrs
Owner-occupancy
35.2%
Median home value
$309,600
Median gross rent
$1,650
Median household income
$69,348
Median year built
2001
Vacancy rate
12.5%
Renter share
64.8%
Owner cost burden
28%
Renter cost burden
42%
Population change
+1.2%
Work-from-home share
15.5%
Mean commute
25.5 min
Bachelor's or higher
32%
Unemployment
5.8%
Poverty rate
13.2%
Avg household size
2.27
White
62%
Black
12%
Hispanic
21%
Other
5%

Data retrieved from Census Reporter and ACS 5-year tables.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Dr. Phillips High SchoolHighBOrange County Public SchoolsServes the broader area.
Freedom Middle SchoolMiddleBOrange County Public SchoolsLocal middle school serving the ZIP.
School districts
Orange County Public SchoolsBLarge district serving the entire Orlando metro area.
Utilities & services
ElectricDuke EnergyPrimary provider for the region.
Water/SewerOrange County UtilitiesMunicipal service provider.
InternetSpectrum/AT&TMajor broadband providers.
Major employers & industries
SeaWorld Parks & EntertainmentTourismMajor regional employer.
Orange County GovernmentPublic SectorLarge regional employer.
Major amenities · ZIP 32821
Theme, amusement & water parks
19 · 20 mi
Entertainment venues, stadiums & amphitheaters
11 · 20 mi
Family fun & things to do
20+ · 13 mi
Museums, galleries & history
19 · 20 mi
Parks, trails & nature
20+ · 13 mi
Lakes, marinas & beaches
1 · 20 mi
Shopping & dining districts
9 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.

Amenities & attractions3 retained amenities · 1 development on the horizon
Inside this ZIP
SeaWorld Orlando
Theme Park

Major anchor attraction located within the ZIP.

Discovery Cove
Theme Park

Resort-style aquatic park and major employer.

Aquatica
Water Park

Large-scale water park facility.

On the horizon · announced & under construction
International Drive ExpansionInfrastructureOngoingContinuous upgrades to transit and commercial infrastructure to support tourism.
Sources · 4 cited

Key-figure check: median price corroborated by the published ten-year series (2024) (within 12.5%).