LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 32806 sells for about $429,500, or $315 per square foot.

Homes take about 69 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,552 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 32806 — Orlando

Orange County →refreshed Oct 1, 20262 cycles retainednext refresh Oct 31, 2026
Market mood · cautiously optimistic

The 32806 housing market is currently characterized by stable pricing and moderate competition, with homes selling in a median of 69 to 74 days. While inventory remains tight, the market is supported by strong demand from professionals and families drawn to the area's central location. Figures for active inventory and specific price-cut percentages are based on current portal data, while some specific census-derived metrics are noted as estimates.

Who this ZIP fits

This ZIP is ideal for family buyers seeking established neighborhoods, professionals commuting to downtown Orlando or the medical district, and investors looking for properties with renovation potential.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 17.7 km²Water area · 2.3 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$429,500
Corroborated · 1 anchor · 9.6% off nearest
Days on market
69 days
Active listings
107
Listings with price cuts
28%
share of active listings
Sale-to-list ratio
97.21%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
65
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
50
Growth/100

Median prices moved sideways 0.0% year over year.

62
Liquidity/100

Homes spend a median of 69 days on market with 3.2 months of supply — a fast-moving market.

57
Momentum/100

28% of listings have cut prices · homes sell at 97.21% of asking — demand is holding steady.

89
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.7% · poverty 8.3% — a stable, low-distress profile.

Market pressure
Price vs fundamentals
Strong premium · +21.8%
Price vs rent, national
+51.2%
Explained by signals
+24.2%
Location premium
+21.8%
Gross rent yield
4.7%
Neighborhood price trend: +0.1%Natural hazard risk: 0.0%Mortgage denial rate: +7.8%Household income: +1.7%Housing vacancy: +0.6%Unemployment: +7.0%College-educated share: +2.4%Owner occupancy: -2.0%

Built from 521 recorded sales in the last 24 months against HUD 3-bedroom fair market rents. The location premium is the part of the price that rent, income, education, employment, vacancy, price trend, hazard, lending and flood risk don't explain. It usually reflects amenities, schools and scarcity. It's area context and does not change this ZIP's home value estimates.

Market momentum · distress to ascension
Stable · -6
Sale price, year over year-0.11▼
Foreclosure filings per 100 sales0.07▼
FHFA ZIP price index, year over year-0.49▼
Sale-to-list ratio0.98▼
Pending sales, year over year0.22▲
Share sold above list0.19▼
Unemployment rate3.7▲
Days on market, year over year-9.5▲
Sale vs list price (price cuts)-14.17▼
Inventory, year over year-0.23▲
Months of supply1.02▲
Housing vacancy rate9.5▼
Share under contract in 2 weeks0.43▼
New listings, year over year0.02▲
Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$150,000$300,000$450,000$600,000$750,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$1,800$2,700$3,600$4,500$5,400

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2020-2024 5-year estimates
Population change
+1.2%

versus the prior ACS vintage

Net migration
+450 people

net influx — more people moved in than out

Population base
26,096

ZCTA 32806, Orange County FL

Area context
Crime & safety

Crime rates in the 32806 area are generally consistent with urban Orlando averages, with property crime being the primary concern. Residents typically experience moderate safety levels compared to the broader metropolitan region.

Schools & education

The area is served by Orange County Public Schools, which generally maintain a mix of ratings; several local elementary and middle schools are well-regarded by families for their community engagement.

Environmental & hazard

The ZIP code is located in a region with moderate flood risk, particularly near the various lakes in the Conway and Crystal Lake areas. Standard wind and storm insurance coverage is essential due to Florida's hurricane exposure.

Growth & development

Economic momentum is driven by proximity to downtown Orlando and the Orlando Health medical district. Development is characterized by infill residential projects and the renovation of mid-century housing stock.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Florida) — Statewide Uniform Property Tax Lien Priority & Tax Deed Sale Enforcement: Unpaid real ad valorem and non-ad valorem taxes become a first-priority sovereign lien on January 1 of the tax year, superior to all mortgages and private liens. If unpaid by April 1 following the tax year, tax certificates are sold via competitive bidding under § 197.432. State (Florida) — Community Development District (CDD) Special Assessment & Financing Lien Mandate: Binds the parcel to non-ad valorem assessments levied directly by the CDD board to fund infrastructure bonds (capital assessments) and operations/maintenance (O&M assessments). State (Florida) — Florida Constitutional Homestead Exemption & Save Our Homes (SOH) Assessment Cap: Reduces taxable value by up to $50,000: base $25,000 exemption applies to all taxing authorities (including school districts); second $25,000 exemption applies to assessed value between $50,000 and $75,000 for non-school millage. State (Florida) — Florida Ad Valorem Real Property Assessment & Tax Mechanics: Parcels are assessed annually at 100% just value (market value) as of January 1 by county property appraisers. Tax formula: Tax Bill = (Taxable Value / 1,000) * Total Levied Millage Rate. Assessed Value = Just Value - Assessment Limitations.

Transportation & commute

Residents benefit from direct access to the SR 408 expressway and I-4, providing efficient transit to downtown Orlando and the major employment hubs of the medical and tourism sectors.

Recreation & amenities

The area features extensive access to the Conway Chain of Lakes, providing opportunities for boating and fishing. Numerous local parks, such as Lake Jennie Jewel, offer trails and green space within a short distance.

Rental market

The rental market is robust, supported by a mix of long-term residents and professionals working in the nearby medical district. Vacancy pressure remains low due to the area's central location and high demand for housing.

Economy & employers

The economy is anchored by the Orlando Health medical campus and proximity to the downtown Orlando business core. The area benefits from a diverse mix of healthcare, professional services, and tourism-related employment.

Transportation & infrastructure

The area is served by major arterial roads including Orange Avenue and Michigan Street, with easy access to the SR 408 expressway. Public transit is provided by LYNX bus routes connecting to the downtown hub.

Development pipeline

Development is primarily focused on infill residential projects and the modernization of existing commercial corridors along major thoroughfares.

County appraisal district

The Orange County Property Appraiser manages assessments, utilizing a mass appraisal system to determine market value for tax purposes.

Special districts

Parcels are subject to Orange County Public Schools district taxes and municipal service taxing units for local infrastructure maintenance.

Insurance & hazard market

Property insurance premiums are influenced by Florida's statewide market conditions, with specific attention to wind and flood risk mitigation.

Migration & population flows

Florida continues to experience strong net domestic migration, driven by job growth and lifestyle preferences.

Foreclosure doctrine

Florida is a judicial foreclosure state, requiring court intervention for the foreclosure process, which typically extends the timeline for completion.

Disclosure doctrine

Sellers are required to provide a written disclosure of known material defects affecting the property's value or safety.

Discovery profileACS 2020-2024 5-year estimates
Census profile · ZCTA 32806, Orange County FL
Population
26,096
Median age
41.1 yrs
Owner-occupancy
62.4%
Median home value
$439,817
Median gross rent
$2,100
Median household income
$78,500
Median year built
1967
Vacancy rate
6.8%
Renter share
37.6%
Owner cost burden
24.5%
Renter cost burden
42.1%
Population change
+1.2%
Net migration
450
Work-from-home share
18.5%
Mean commute
24.2 min
Bachelor's or higher
44.8%
Unemployment
3.7%
Poverty rate
8.3%
Avg household size
2.45
White
68.2%
Hispanic
18.5%
Black
7.1%
Asian
3.2%
Other
3%

Data retrieved from data.census.gov ZCTA-level tables.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Blankner SchoolK-88/10Orange County Public SchoolsHighly rated school serving the local community.
Boone High SchoolHigh7/10Orange County Public SchoolsKnown for strong academic and athletic programs.
School districts
Orange County Public SchoolsBLarge district serving the Orlando metropolitan area with a focus on academic improvement.
Utilities & services
ElectricOrlando Utilities Commission (OUC)Primary provider for the city of Orlando.
Water/SewerOrlando Utilities Commission (OUC)Municipal water and wastewater services.
InternetSpectrum/AT&TBroadband services available throughout the ZIP.
Major employers & industries
Orlando HealthHealthcareMajor regional employer with multiple campuses.
Orange County GovernmentPublic AdministrationSignificant local employer.
Major amenities · ZIP 32806
Theme, amusement & water parks
19 · 20 mi
Entertainment venues, stadiums & amphitheaters
10 · 20 mi
Family fun & things to do
20+ · 13 mi
Museums, galleries & history
19 · 20 mi
Parks, trails & nature
20+ · 13 mi
Lakes, marinas & beaches
2 · 20 mi
Golf
20+ · 13 mi
Shopping & dining districts
10 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.

Amenities & attractions3 retained amenities · 1 development on the horizon
Inside this ZIP
Conway Chain of Lakes
Waterfront

A series of interconnected lakes popular for boating and fishing.

Lake Jennie Jewel
Park

A local park providing green space and recreational access.

SoDo District
Shopping/Dining

A nearby commercial district offering diverse retail and dining options.

On the horizon · announced & under construction
Orlando Health ExpansionMedical CampusOngoingContinuous expansion of the nearby medical district impacting local housing demand.
Sources · 5 cited

Key-figure check: median price diverges 18.5% from the nearest retained anchor (published ten-year series (2025)) — beyond the 12.5% tolerance; an automated validation case is open and the value publishes pending its verdict. Research outlier held out — this pass returned a median of $509,000 (18.5% off the retained reading), contradicting every independent anchor; the prior reading stands pending corroboration. Validation: the flagged $509,000 (+18.5% vs the published ten-year series (2025)) failed independent re-validation and was reverted to the prior cycle value; the case is under review in the Command Center.