The story of this market
The typical home in ZIP 32732 sells for about $737,500, or $256 per square foot.
Prices are up +46.8% from a year ago, so sellers still have some momentum. Homes take about 120 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $2,280 a month.
ZIP 32732 — Geneva
The 32732 housing market is characterized by low inventory and high price volatility, with a median sale price of $738,000 as of March 2026. Market activity is limited, with very few closed sales, suggesting a niche, low-turnover environment. Prices have shown significant year-over-year growth, though this is likely influenced by the small sample size of transactions in this rural ZIP code.
This ZIP is best suited for buyers seeking rural, spacious living and privacy, as it offers larger lot sizes and a quieter environment compared to the dense suburban developments found elsewhere in Seminole County.
Median prices moved up 46.8% year over year.
Homes spend a median of 120 days on market with 3.8 months of supply — a slower-moving market.
0% of listings have cut prices · homes sell at 96.1% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 1.2% · poverty 3.2% — a stable, low-distress profile.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 32732, Seminole County FL
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Florida) — Statewide Uniform Property Tax Lien Priority & Tax Deed Sale Enforcement: Unpaid real ad valorem and non-ad valorem taxes become a first-priority sovereign lien on January 1 of the tax year, superior to all mortgages and private liens. If unpaid by April 1 following the tax year, tax certificates are sold via competitive bidding under § 197.432. State (Florida) — Community Development District (CDD) Special Assessment & Financing Lien Mandate: Binds the parcel to non-ad valorem assessments levied directly by the CDD board to fund infrastructure bonds (capital assessments) and operations/maintenance (O&M assessments). State (Florida) — Florida Constitutional Homestead Exemption & Save Our Homes (SOH) Assessment Cap: Reduces taxable value by up to $50,000: base $25,000 exemption applies to all taxing authorities (including school districts); second $25,000 exemption applies to assessed value between $50,000 and $75,000 for non-school millage. State (Florida) — Florida Ad Valorem Real Property Assessment & Tax Mechanics: Parcels are assessed annually at 100% just value (market value) as of January 1 by county property appraisers. Tax formula: Tax Bill = (Taxable Value / 1,000) * Total Levied Millage Rate. Assessed Value = Just Value - Assessment Limitations.
The mean travel time to work for residents is approximately 43.2 minutes, reflecting a longer commute typical of this rural-leaning area relative to the broader Orlando metro.
The area is characterized by its rural landscape and proximity to natural spaces, including the St. Johns River and various conservation areas, though dense commercial shopping and dining are limited within the immediate 3-mile radius.
The local economy is largely influenced by the broader Orlando-Kissimmee-Sanford metropolitan area, with residents commuting to major employment hubs in the region.
The area relies heavily on private vehicle transportation due to its rural nature and lack of extensive public transit infrastructure.
Data retrieved from Census Reporter profiles for ZCTA 32732.
- KEG SOCIAL ORLANDO - Dining & Entertainment4.813.5 mi
- Planet Obstacle - Adventure Park4.616.3 mi
- Elev8 Fun4.315.5 mi
- Launch Family Entertainment Park Orlando, FL4.613.7 mi
- Semoran Skateway4.115 mi
- Orlando Science Center4.619.7 mi
- Addition Financial Arena4.510.4 mi
- Orlando Speed World Dragway4.612.8 mi
- Hollerbach's German Restaurant4.711.7 mi
- Topgolf Lake Mary4.516.1 mi
- Lukas Nursery & Butterfly Encounter4.79.9 mi
- Central Winds Park4.710.5 mi
- Arcade Monsters Oviedo4.98.5 mi
- Red Bug Lake Park4.612.9 mi
- Regal Oviedo Mall4.19.5 mi
- Orlando Science Center4.619.7 mi
- Harry P Leu Gardens4.719.3 mi
- The Charles Hosmer Morse Museum of American Art4.817.8 mi
- Orlando Museum of Art4.619.5 mi
- Rollins Museum of Art4.617.8 mi
- Orlando Wetlands4.912.6 mi
- Central Winds Park4.710.5 mi
- Red Bug Lake Park4.612.9 mi
- Soldiers Creek Park4.612.9 mi
- Oviedo on the Park4.88.1 mi
- Downtown Sanford Marina4.611.8 mi
- Boat Tree Marina4.515.8 mi
- Titusville Marina4.619 mi
- VForce Marine4.712.9 mi
- Westland Boatyard & Marina4.719.1 mi
- Oviedo Mall49.5 mi
- Publix Super Market at Town Park4.612.7 mi
- Publix Super Market at University Palms Shopping Center4.610.4 mi
- Sprouts Farmers Market4.58.6 mi
- Publix Super Market at King's Crossing4.67.9 mi
- Orlando International Airport4.124.7 mi
- Orlando Sanford International Airport4.28.9 mi
- NASA Shuttle Landing Facility4.725.7 mi
- The Club MCO Terminal A4.424.2 mi
- Napoli Italian Pizzeria4.720.3 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
Provides significant natural recreation and scenic value to the eastern portion of the ZIP.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.