The story of this market
The typical home in ZIP 30738 sells for about $302,500, or $165 per square foot.
Prices are up +1.5% from a year ago, so sellers still have some momentum. Homes take about 64 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $689 a month.
ZIP 30738 — Rising Fawn
The housing market in 30738 remains stable, characterized by moderate price appreciation and a steady pace of sales. Demand is supported by buyers seeking rural living within reach of the Chattanooga metro area, though inventory remains constrained. Market conditions are currently balanced, with limited volatility in pricing.
This ZIP is best suited for family buyers and outdoor enthusiasts who prioritize a quiet, rural environment while maintaining access to the amenities and employment opportunities of the Chattanooga metro area.
Median prices moved up 1.5% year over year.
Homes spend a median of 64 days on market with 4.2 months of supply — a balanced-paced market.
15% of listings have cut prices · homes sell at 98.2% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.0% · poverty 11.1% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 30738, Dade County GA
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Schools serving the area are part of the Dade County School District, which generally maintains a rural, community-focused educational environment.
The area is subject to standard regional risks including severe thunderstorms and occasional flooding in low-lying areas near the Lookout Mountain range.
Economic momentum is driven by proximity to the Chattanooga metro area, with local growth focused on residential expansion and small-scale service industries.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Georgia) — Homestead Exemption: Provides a reduction in the assessed value of the property; the state standard exemption is $2,000, which is subtracted from the assessed value before the millage rate is applied. State (Georgia) — Ad Valorem Property Tax Assessment: Taxable tangible property is assessed at 40 percent of its fair market value. The formula for tax due is: ((Fair Market Value * 0.40) - Exemptions) * Millage Rate.
Commuting primarily involves driving via I-59 or local state routes toward Chattanooga, which serves as the primary employment hub for the region.
The area offers significant outdoor recreation opportunities, including proximity to Cloudland Canyon State Park, hiking trails, and scenic views along Lookout Mountain.
The rental market is characterized by limited inventory and steady demand from residents seeking a rural lifestyle within commuting distance of Chattanooga.
The local economy is largely tied to the broader Chattanooga labor market, with residents commuting for manufacturing, healthcare, and professional services roles.
Transportation is heavily reliant on private vehicles, with I-59 providing the primary corridor for regional connectivity.
Development is primarily focused on low-density residential projects and infrastructure maintenance along major state routes.
The Dade County Tax Assessor manages property valuations, typically reassessing parcels to align with market trends.
Parcels are subject to Dade County school taxes and local fire district assessments.
Property insurance premiums are influenced by regional weather patterns, including wind and storm risks common to the Appalachian foothills.
Georgia operates as a non-judicial foreclosure state, allowing for relatively efficient processing of defaulted mortgages.
Georgia law requires sellers to provide a property disclosure statement, though the doctrine of caveat emptor remains significant in real estate transactions.
Data retrieved from Census Reporter profile for ZCTA 30738.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Lake Winnepesaukah Amusement Park4.117.1 mi
- Creative Discovery Museum4.719.3 mi
- Spare Time Chattanooga4.419.9 mi
- Xtreme Air Mega Park4.415.6 mi
- SOAKya Water Park4.417 mi
- Chattanooga Convention Center4.618.6 mi
- Feed Table and Tavern4.618.4 mi
- Golden Corral Buffet & Grill4.415.8 mi
- Soldiers and Sailors Memorial Auditorium4.619.2 mi
- Finley Stadium4.518.2 mi
- Cloudland Canyon State Park4.83.1 mi
- Lula Lake Land Trust4.79.2 mi
- Rosie Mae's Alpaca Farm and boutique4.911.7 mi
- Wilderness Outdoor Movie Theater4.79.1 mi
- Sitton's Gulch Trailhead4.84.4 mi
- Ruby Falls4.616.6 mi
- Creative Discovery Museum4.719.3 mi
- Chattanooga Choo Choo Historic District4.418.5 mi
- Seven States4.613.5 mi
- Hunter Museum of American Art4.719.7 mi
- Cloudland Canyon State Park4.83.1 mi
- Lula Lake Land Trust4.79.2 mi
- Rocktown Trailhead4.810.5 mi
- Pettyjohn's Cave4.810.8 mi
- Sitton's Gulch Trailhead4.84.4 mi
- Hales Bar Marina & Resort417.5 mi
- McLemore Resort4.24.1 mi
- Dogwood Hills Golf Course4.611.4 mi
- LaFayette Golf Course4.412.4 mi
- Trenton Golf Club3.66.2 mi
- Ingles Market4.45.6 mi
- DG Market4.210.6 mi
- Dollar General4.312.3 mi
- Dollar General4.16 mi
- Chattanooga Metropolitan Airport4.422.1 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
A major regional attraction featuring deep canyons, waterfalls, and extensive hiking trails.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.