The story of this market
The typical home in ZIP 30728 sells for about $133,700, or $105 per square foot.
Prices are up +2.1% from a year ago, so sellers still have some momentum. Homes take about 45 days to sell. HUD's fair market rent for a two-bedroom is $848 a month.
ZIP 30728 — LaFayette
The housing market in 30728 remains stable, characterized by affordable entry-level pricing and steady demand from local buyers. While inventory remains limited, the area continues to serve as a cost-effective alternative to the more expensive Chattanooga market, with growth driven by local employment and regional commuting patterns.
This ZIP is well-suited for budget-conscious family buyers and local workers seeking lower entry-level home prices compared to the more expensive Chattanooga urban core.
Median prices moved up 2.1% year over year.
Homes spend a median of 45 days on market with 4.2 months of supply — a fast-moving market.
15% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.9% · poverty 14.3% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 30728, Walker County GA
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in the Lafayette area are generally considered moderate compared to the broader Chattanooga metropolitan region, with localized fluctuations in property crime.
Schools serving the area are primarily managed by the Walker County School District, with performance ratings generally falling in the average range for the state of Georgia.
The area is subject to standard regional risks including severe thunderstorms and occasional high winds, with flood risk concentrated in specific low-lying areas near local creeks.
Economic momentum is driven by manufacturing and logistics sectors in the surrounding Walker County area, with steady but modest infrastructure investment.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Georgia) — Homestead Exemption: Provides a reduction in the assessed value of the property; the state standard exemption is $2,000, which is subtracted from the assessed value before the millage rate is applied. State (Georgia) — Ad Valorem Property Tax Assessment: Taxable tangible property is assessed at 40 percent of its fair market value. The formula for tax due is: ((Fair Market Value * 0.40) - Exemptions) * Millage Rate.
Commuting primarily involves travel via US-27 toward the Chattanooga employment core, with typical drive times ranging from 30 to 45 minutes depending on traffic.
The area offers access to outdoor recreation including nearby hiking trails in the Appalachian foothills, local community parks, and proximity to the Chickamauga and Chattanooga National Military Park.
The rental market is characterized by high demand for affordable 2-bedroom units, with limited new inventory and stable vacancy rates.
The local economy is anchored by manufacturing, agriculture, and regional retail services, with many residents commuting to Chattanooga for professional employment.
Transportation is heavily reliant on private vehicles, with US-27 serving as the primary arterial corridor connecting the area to the broader region.
Development is currently focused on small-scale residential expansion and maintenance of existing infrastructure.
The Walker County Tax Assessor manages property valuations, typically reassessing parcels periodically to align with market trends.
Parcels are subject to Walker County school and general fund levies, with specific utility districts providing water and sewer services.
Property insurance premiums are influenced by regional weather patterns, with standard coverage available for wind and hail risks.
Data retrieved from US Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Lake Winnepesaukah Amusement Park4.119.1 mi
- Xtreme Air Mega Park4.417.6 mi
- Smash 'N Dash Rage Room517.2 mi
- SOAKya Water Park4.419 mi
- Just Jump Trampoline Park4.612.7 mi
- Golden Corral Buffet & Grill4.417.5 mi
- Dalton Convention Center4.612.3 mi
- Brainerd Motorsports Park4.718.9 mi
- The Colonnade4.716.4 mi
- North Georgia Ag Fairgrounds4.415.5 mi
- Westside Park (Miracle Field)4.711.1 mi
- Johns Mountain Wildlife Management Area4.89.8 mi
- Holland-Watson Veterans Memorial Park4.612.6 mi
- Gordon Lee Mansion4.512.6 mi
- Doughboy's Pizza, Arcade, & Ice Cream4.512.6 mi
- Chickamauga And Chattanooga National Military Park4.816.5 mi
- Paradise Garden Foundation4.614.4 mi
- Mountain Cove Farms Resort4.514.7 mi
- Western & Atlantic Railroad Tunnel4.713.7 mi
- Gordon Lee Mansion4.512.6 mi
- Rocktown Trailhead4.810.6 mi
- Westside Park (Miracle Field)4.711.1 mi
- Pettyjohn's Cave4.89.1 mi
- Pocket Loop Trailhead4.79.7 mi
- LaFayette Parks and Recreation4.43.9 mi
- LaFayette Golf Course4.44.4 mi
- T.J. Maxx4.413 mi
- Ross Dress for Less4.213 mi
- Dalton Factory Stores4.212.5 mi
- Dollar General4.34 mi
- Dollar General4.38.6 mi
- Chattanooga Metropolitan Airport4.423.2 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Local public school serving the immediate community.
Provides local green space and recreational facilities.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.