The story of this market
The typical home in ZIP 21664 sells for about $304,000, or $167 per square foot.
Prices are up +44.76% from a year ago, so sellers still have some momentum. Homes take about 178 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,175 a month.
ZIP 21664 — Secretary
The housing market in 21664 is characterized by very low inventory and limited sales activity, making it difficult to establish clear price trends. While median home values have shown growth, the market remains quiet with few active listings. Most data points for inventory and price cuts are unavailable or negligible due to the small size of the geography.
This ZIP code is best suited for those seeking a quiet, rural lifestyle, including families and individuals who prioritize affordability and proximity to the Chesapeake Bay over urban amenities.
Median prices moved up 44.8% year over year.
Homes spend a median of 178 days on market with 0.0 months of supply — a slower-moving market.
0% of listings have cut prices · homes sell at 98.4% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.0% · poverty 12.0% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
ZCTA 21664, Dorchester County MD
Local schools are primarily served by the Dorchester County Public Schools system, with limited options within the immediate ZIP code.
The area is subject to standard regional flood and wind risks associated with the Chesapeake Bay coastal environment.
Economic momentum is modest, characterized by a small-town rural economy with limited large-scale industrial or commercial development.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Maryland) — Maryland Real Property Assessment and Taxation: Property is assessed at its phased-in use value. The tax is calculated by multiplying the assessed value by the applicable state and local tax rates.
Residents typically rely on personal vehicles for commuting to regional employment hubs in Cambridge or the broader Baltimore-Washington corridor.
The area offers access to local waterfront activities along the Choptank River and proximity to rural outdoor recreation, with limited immediate urban shopping.
The rental market is characterized by limited inventory and stable demand, with rents generally remaining below national medians.
The local economy is primarily driven by agriculture, small-scale retail, and services, with many residents commuting to larger regional centers.
Transportation is heavily reliant on private vehicle use due to the rural nature of the geography.
There are no major large-scale commercial or infrastructure developments currently reported for this ZIP code.
Dorchester County utilizes a standard assessment regime for property tax purposes.
Parcels are subject to Dorchester County property taxes and standard school district levies.
Property insurance premiums are influenced by coastal hazard exposure and regional risk factors.
Data retrieved from Census ACS 5-year estimates for ZCTA 21664.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment. Source: NCES EDGE public school locations 2023-24.
Provides local access for boating and fishing.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.