The story of this market
The typical home in ZIP 21652 sells for about $592,233, or $265 per square foot.
Prices are up +1.6% from a year ago, so sellers still have some momentum. Homes take about 3 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $1,410 a month.
ZIP 21652
The housing market in 21652 is characterized by extremely low inventory and high owner-occupancy, with values reflecting its status as a niche waterfront community. Market activity is minimal, with very few sales recorded, and price growth remains steady but slow. The area's demographics are heavily skewed toward older, affluent residents, which limits turnover and rental market depth.
This ZIP is best suited for retirees or second-home buyers seeking a quiet, waterfront lifestyle, as the limited inventory and remote location are less ideal for daily commuters or families requiring proximity to urban amenities.
Median prices moved up 1.6% year over year.
Homes spend a median of 3 days on market with 2.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 98% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.1% · poverty 12.0% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 2.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 21652, Talbot County MD
Public schools serving the area are primarily located in the nearby Easton district, which maintains standard state-level accountability ratings.
The area is a low-lying coastal region in Talbot County, facing significant long-term flood and storm-surge risks typical of the Chesapeake Bay shoreline.
Economic momentum is driven by the regional tourism, maritime, and agricultural sectors of the Eastern Shore, with limited new large-scale infrastructure development.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Maryland) — Maryland Real Property Assessment and Taxation: Property is assessed at its phased-in use value. The tax is calculated by multiplying the assessed value by the applicable state and local tax rates.
Commuting is primarily car-dependent, with residents traveling toward Easton or St. Michaels for employment and services.
The area is defined by its waterfront access to the Chesapeake Bay, offering significant opportunities for boating, fishing, and nature-focused outdoor recreation.
The rental market is extremely limited due to the small housing stock and high owner-occupancy, with most rental activity tied to seasonal or long-term residential leases.
The local economy is anchored by maritime industries, tourism, and professional services based in the broader Talbot County region.
Transportation is entirely road-based, relying on local state routes to connect to the broader Eastern Shore highway network.
There are no major large-scale commercial or residential developments currently approved or under construction within this ZIP code.
Talbot County utilizes a standard assessment cycle for property tax valuation based on market value.
Parcels are served by standard county-level services; no specific MUD or PID districts are reported.
Property insurance premiums are influenced by the area's high exposure to coastal flooding and wind events.
Data retrieved from Census ACS 5-year tables and Data Commons.
No public schools report a street address in this area. Source: NCES EDGE public school locations 2023-24.
Public access point for boating and fishing on the Chesapeake Bay.
Access to regional green spaces and waterfront trails.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.