The story of this market
The typical home in ZIP 10516 sells for about $550,000, or $472 per square foot.
Prices are up +4.4% from a year ago, so sellers still have some momentum. Homes take about 54 days to sell. HUD's fair market rent for a two-bedroom is $1,824 a month.
ZIP 10516 — Cold Spring
The Cold Spring housing market remains stable with high demand for its historic inventory, though sales volume is currently constrained by limited supply. Prices have shown modest year-over-year growth, reflecting the area's desirability as a commuter-friendly village. Buyers should be prepared for a competitive environment with few active listings.
Cold Spring is ideal for commuters seeking a historic, small-town lifestyle, families prioritizing high-quality public schools, and outdoor enthusiasts who value proximity to the Hudson Highlands.
Median prices moved up 4.4% year over year.
Homes spend a median of 54 days on market with 11.0 months of supply — a slower-moving market.
5% of listings have cut prices · homes sell at 98.7% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.9% · poverty 5.6% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 10516, Putnam County NY
Cold Spring is generally considered a safe, low-crime community, with reported crime rates significantly lower than national and regional averages.
The area is served by the Haldane Central School District, which is highly regarded for its academic performance and small class sizes.
The region faces moderate risks from severe weather, including heavy rain and potential flooding near the Hudson River, with insurance premiums reflecting these environmental factors.
Economic momentum is driven by tourism, historic preservation, and its status as a commuter-friendly village with access to Metro-North rail infrastructure.
Property taxes in Cold Spring are levied by Putnam County, the Town of Philipstown, and the Haldane Central School District, with rates reflecting local school funding requirements.
Residents primarily commute to New York City via the Metro-North Hudson Line, with the Cold Spring station providing direct access to Grand Central Terminal.
The area features extensive outdoor amenities including the Hudson Highlands State Park, numerous hiking trails, waterfront parks along the Hudson River, and a historic downtown shopping district.
The rental market is characterized by low inventory and high demand, with a significant portion of the housing stock utilized for long-term residential leases and some seasonal/short-term activity.
The local economy is anchored by tourism, retail, and professional services, with many residents employed in the New York City metropolitan area.
The village is served by the Metro-North Hudson Line, providing essential rail connectivity to the broader region and New York City.
Development is strictly managed by local zoning to preserve the historic character of the village, with limited new construction projects.
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Parcels are subject to Putnam County, Town of Philipstown, and Haldane Central School District tax levies.
Property insurance premiums are influenced by the area's proximity to the Hudson River and associated flood risks.
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Data retrieved from data.census.gov ZCTA 10516 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- SplashDown Beach4.56.1 mi
- Thrillz High Flying Adventure Park — CT's #1 Extreme Adrenaline Park + ARCADE4.718.8 mi
- Pure Terror Scream Park4.619.1 mi
- K1 Speed Mount Kisco4.318.5 mi
- Fun Max Adventure Park4.28.5 mi
- Barton Orchards3.912.9 mi
- Pure Terror Scream Park4.619.1 mi
- Brotherhood, America's Oldest Winery4.415.6 mi
- Blooming Hill Farm4.817.2 mi
- K1 Speed Mount Kisco4.318.5 mi
- Dia Beacon4.56.5 mi
- SplashDown Beach4.56.1 mi
- Hudson Highlands State Park Preserve4.85.8 mi
- Trailside Museums & Zoo4.512 mi
- Perkins Memorial Tower4.712.9 mi
- Storm King Art Center4.710.6 mi
- Dia Beacon4.56.5 mi
- Walkway Over the Hudson State Historic Park4.817.5 mi
- The Great Jack O’Lantern Blaze: Hudson Valley4.618.9 mi
- Pure Terror Scream Park4.619.1 mi
- Hudson Highlands State Park Preserve4.85.8 mi
- FDR State Park4.512.3 mi
- Bowdoin Park4.710.1 mi
- Little Stony Point4.85.8 mi
- MANITOGA / The Russel Wright Design Center4.89.2 mi
- Safe Harbor Haverstraw418 mi
- Half Moon Bay Marina4.718.5 mi
- Cortlandt Yacht Club4.515.7 mi
- Centennial Golf Club4.311.2 mi
- Putnam County Golf Course4.27.5 mi
- West Point Golf Course4.68.6 mi
- Beekman Golf Course4.310 mi
- Somers National Golf Club412.1 mi
- Poughkeepsie Galleria4.211.5 mi
- Jefferson Valley Mall3.89.9 mi
- Adams Fairacre Farms4.710.9 mi
- Adams Fairacre Farms4.67.8 mi
- Newburgh Mall3.611.3 mi
- Westchester County Airport428.6 mi
- New York Stewart International Airport4.312.4 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
Extensive hiking trails and scenic views of the Hudson River.
Historic district featuring antique shops, galleries, and restaurants.
Waterfront park providing public access to the Hudson River.
Key-figure check: median price diverges 35.3% from the nearest retained anchor (published ten-year series (2025)) — beyond the 12.5% tolerance; an automated validation case is open and the value publishes pending its verdict. Research outlier held out — this pass returned a median of $743,900 (35.3% off the retained reading), contradicting every independent anchor; the prior reading stands pending corroboration. Validation: the flagged $743,900 (+35.3% vs the published ten-year series (2025)) could not be independently corroborated and was reverted to the prior cycle value pending review; the case is under review in the Command Center.