The story of this market
The typical home in ZIP 01907 sells for about $774,665, or $626 per square foot.
Prices are down 9.98% from a year ago, which gives buyers more room to negotiate. Homes take about 18 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $3,021 a month.
ZIP 01907 — Swampscott
The 01907 housing market is currently experiencing a cooling phase, with median sale prices declining nearly 10% year-over-year as of late 2026. While the market remains competitive with low inventory, the sharp price correction and longer time on market for some listings suggest a shift in buyer sentiment. High interest rates and affordability constraints are likely driving this cooling trend in this affluent coastal community.
This ZIP is well-suited for affluent families and professionals who commute to Boston but prefer a coastal, suburban lifestyle with access to high-quality schools and community amenities.
Median prices moved down 10.0% year over year.
Homes spend a median of 18 days on market with 0.5 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 103% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.8% · poverty 5.0% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 01907, Essex County, MA
The area is served by the Swampscott Public Schools district, which is generally well-regarded within the North Shore region.
The area faces a relatively high risk for natural hazards, specifically coastal flooding, ice storms, and hurricanes.
The area is a mature, affluent residential community with limited new development space, primarily focused on residential infill and property renovations.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Massachusetts) — Massachusetts Local Property Tax: Ad valorem tax calculated as (Municipal Budget / Total Assessed Value of all taxable property) = Tax Rate per $1,000 of assessed value. Assessments must be at 100% of full and fair cash (market) value.
Residents typically commute to Boston via the MBTA Commuter Rail (Swampscott Station) or by driving along coastal routes, with an average commute time of approximately 25 minutes.
The area features significant coastal access, including local beaches, parks, and proximity to the North Shore's recreational amenities and shopping districts.
The rental market is characterized by high demand and limited inventory, with rents significantly above the state median and a strong presence of long-term residential leases.
The local economy is primarily residential, with residents largely employed in the broader Boston-Cambridge-Newton metropolitan labor market.
The area is served by the MBTA Commuter Rail Newburyport/Rockport Line, providing direct access to Boston's North Station.
Development is largely restricted to small-scale residential renovations and limited infill projects due to the town's mature, built-out nature.
The Town of Swampscott Assessor's Office manages property valuations in accordance with Massachusetts Department of Revenue guidelines.
Parcels are subject to Swampscott Public Schools district taxes and standard municipal levies.
Property insurance premiums are influenced by the area's coastal location and associated flood and wind risk profiles.
Data retrieved from US Census Bureau ACS and local ZIP-level aggregators.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment. Source: NCES EDGE public school locations 2023-24.
- Boston Tea Party Ships & Museum4.611.3 mi
- F1 Arcade Boston4.511.1 mi
- Museum of Illusions Boston4.511 mi
- Boda Borg Boston4.79.1 mi
- K1 Speed Boston-Wilmington4.213.5 mi
- Fenway Park4.813.2 mi
- TD Garden4.611 mi
- Thomas M. Menino Convention & Exhibition Center4.511.5 mi
- MGM Music Hall at Fenway4.413.1 mi
- Hynes Convention Center4.512.7 mi
- Boston Common4.711.7 mi
- New England Aquarium4.410.9 mi
- Faneuil Hall Marketplace4.511 mi
- Museum of Science4.711.3 mi
- Boston Tea Party Ships & Museum4.611.3 mi
- Museum of Fine Arts, Boston4.813.5 mi
- Boston Public Library4.812.4 mi
- Isabella Stewart Gardner Museum4.713.7 mi
- Museum of Science4.711.3 mi
- Boston Tea Party Ships & Museum4.611.3 mi
- Boston Common4.711.7 mi
- Public Garden4.811.9 mi
- Charles River Esplanade4.812.1 mi
- Castle Island4.710.9 mi
- Fan Pier Park4.811 mi
- Community Boating, Inc.4.611.7 mi
- MIT Sailing Pavilion4.912.4 mi
- Atlantic Wharf4.611.3 mi
- Constitution Marina4.610.7 mi
- Hingham Shipyard Marinas4.515.2 mi
- Five Iron Golf4.911.2 mi
- Unicorn Golf Course3.810.8 mi
- Sagamore Spring Golf Club49.3 mi
- Mount Hood Golf Course4.17.1 mi
- Gannon Municipal Golf Course4.53.9 mi
- Encore Boston Harbor4.310.1 mi
- Prudential Center Boston4.512.6 mi
- Quincy Market4.511 mi
- Faneuil Hall Marketplace4.511 mi
- Assembly Row4.510.6 mi
- Boston Logan International Airport4.19.2 mi
- Park Shuttle & Fly4.58.1 mi
- The Lounge3.49.3 mi
- DaCoopas Pizza4.19.1 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
Popular coastal access point for residents.
Large community park with sports fields and recreational facilities.
Key-figure check: median price diverges 13.8% from the nearest retained anchor (prior refresh cycle) — beyond the 12.5% tolerance; an automated validation case is open and the value publishes pending its verdict.