The story of this market
The typical home in ZIP 00965 sells for about $110,100, or $122 per square foot.
Prices are up +2.4% from a year ago, so sellers still have some momentum. Homes take about 115 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $566 a month.
ZIP 00965 — Guaynabo
The housing market in 00965 is characterized by stable, low-cost residential inventory with limited new construction activity. Market conditions are driven by local economic factors and the broader San Juan metro area's demand. Figures for specific metrics like active listings and days on market are estimated based on regional trends as precise ZIP-level real-time data is not publicly reported.
This ZIP code is primarily suited for local families and long-term residents seeking proximity to the San Juan metro area. It is less attractive to luxury investors but provides affordable housing options for those working in the regional service and commercial sectors.
Median prices moved up 2.4% year over year.
Homes spend a median of 115 days on market with 10.2 months of supply — a slower-moving market.
12% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 13.7% · poverty 55.8% — elevated distress and economic pressure.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 2.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 1.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net outflow — more people moved out than in
ZCTA 00965, Guaynabo, PR
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime trends in the Guaynabo area are generally consistent with regional urban patterns in Puerto Rico, with property crime being the primary concern. Local safety initiatives are ongoing, though specific ZIP-level crime statistics are not publicly aggregated in a standardized format.
Public schools in this area are part of the Puerto Rico Department of Education system, which faces ongoing challenges regarding infrastructure and resource allocation. Educational outcomes vary significantly across the municipality.
The area is subject to tropical storm and hurricane risks, with specific low-lying zones prone to flooding. Property insurance markets in Puerto Rico are highly sensitive to these climate risks, often resulting in elevated premiums.
Economic momentum is tied to the broader San Juan metropolitan area, with Guaynabo serving as a commercial and residential hub. Development is largely infill-focused due to the built-out nature of the ZIP code.
Property taxes are administered by the Municipal Revenue Collection Center (CRIM). The tax structure includes a base rate on assessed value, with various exemptions available for primary residences.
Residents typically rely on private vehicles for commuting to the San Juan employment core via major highways like PR-20 and PR-2. Public transit options are limited, making the commute highly dependent on traffic conditions on arterial roads.
The area features local neighborhood parks and proximity to the broader recreational amenities of Guaynabo, including sports complexes and shopping centers. Access to regional trails and greenbelts is available within a short drive.
The rental market is characterized by a high share of renter-occupied units, with demand driven by proximity to San Juan. Vacancy pressure is moderate, and short-term rental activity is present but secondary to long-term residential leasing.
The economy is anchored by the commercial and service sectors of the San Juan metropolitan area. Major employers include retail, healthcare, and government services.
The area is served by a network of highways connecting to San Juan, with limited public transit infrastructure. Commute times are heavily influenced by peak-hour traffic on major corridors.
Development is primarily focused on urban renewal and the maintenance of existing residential and commercial infrastructure.
The Municipal Revenue Collection Center (CRIM) manages property assessments and tax collections for the municipality.
Parcels are subject to municipal taxes and standard utility service districts for water and electricity provided by PREPA/LUMA.
Property insurance is essential due to hurricane exposure, with premiums reflecting the high-risk climate profile of the region.
Net domestic migration has been characterized by a trend of outward movement from the island to the U.S. mainland, impacting local population growth.
Puerto Rico follows a judicial foreclosure process, which can be lengthy and requires court intervention.
Sellers are required to provide a disclosure statement regarding the condition of the property, including known defects.
Data retrieved from data.census.gov ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Local green spaces serving the community.
Major regional shopping and dining destination nearby.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.