The story of this market
The typical home in Troy, Vermont sells for about $330,000.
Prices are up +6.7% from a year ago, so sellers still have some momentum. Homes take about 44 days to sell. HUD's fair market rent for a two-bedroom is $1,200 a month.
Monthly price momentum
Home values since 2015
+2.6%
VT · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Troy, Vermont
The Troy housing market is experiencing steady price appreciation driven by its proximity to Jay Peak Resort and limited inventory. While sales volume remains modest, the market is supported by consistent demand for both primary residences and recreational properties. The potential municipal merger between the Town and Village is a key factor to watch for future administrative and tax implications.
No ARED county foreclosure postings attributed to Troy yet — the verified ledger covers every county the foreclosure ingest has read, attributed by published city area. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Deterministic aggregate of 2 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Median prices moved up 0.2% year over year.
Homes spend a median of 5 days on market with 0.3 months of supply — a fast-moving market.
1% of listings have cut prices · homes sell at 4.57% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.2% · poverty 8.6% — a stable, low-distress profile.
The amenity base that shapes daily life and property demand in this city — what residents actually live with, and what the pipeline is adding.
A major four-season destination offering extensive skiing, an indoor water park, and golf, serving as the primary economic and recreational anchor for the region.
A scenic river providing opportunities for fishing, kayaking, and canoeing, which enhances the natural appeal and property value of surrounding residential areas.
Troy is well-suited for outdoor enthusiasts, seasonal resort workers, and those seeking a quiet, rural lifestyle with proximity to major recreational amenities like Jay Peak.
The area is served by local public schools within the North Country Supervisory Union, generally characterized by small class sizes and rural community integration.
The area is served by Vermont Route 100 and Route 105, which are the primary corridors for regional transit and access to the Canadian border.
The area is a hub for outdoor recreation, anchored by the nearby Jay Peak Resort for skiing and the Missisquoi River for fishing and paddling.
The rental market is characterized by low inventory and high demand from seasonal workers and tourists visiting the nearby resort, leading to limited vacancy.
The local economy is heavily reliant on tourism and hospitality, with Jay Peak Resort acting as the primary driver of employment and economic activity.
Economic momentum is largely driven by proximity to the Jay Peak Resort, which serves as a primary regional employer and anchor for tourism-related development.
Development is focused on resort-adjacent infrastructure and potential municipal merger efforts between the Town of Troy and the Village of North Troy.
Parcels are subject to municipal and state educational tax districts, with no significant MUD or PID structures reported.
The region is subject to seasonal flood risks near the Missisquoi River and winter weather hazards typical of Northern Vermont, necessitating robust property insurance coverage.
Property insurance premiums are influenced by the rural nature of the area and proximity to flood-prone zones near the Missisquoi River.
Property taxes in Troy consist of a state-wide educational tax (1.0329% for residential) and a municipal tax rate (0.642% for the Town of Troy, plus an additional 0.2301% for the Village of North Troy).
Researched annual trajectory for this city, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this city's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Data retrieved from Census Reporter for Troy town, Orleans County, VT.
No public schools report a street address in this area. Source: NCES EDGE public school locations 2023-24.