The story of this market
The typical home in Montpelier, Vermont sells for about $419,800, or $258 per square foot.
Prices are up +12.5% from a year ago, so sellers still have some momentum. Homes take about 27 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $1,650 a month.
Monthly price momentum
Home values since 2015
+2.6%
VT · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Montpelier, Vermont
Montpelier's housing market remains competitive due to limited inventory and steady demand from state-sector employees. While prices have seen significant year-over-year growth, the market is balancing against flood-risk considerations and a slow pace of new residential development. Overall, the city maintains a stable outlook supported by its role as the state capital.
No ARED county foreclosure postings attributed to Montpelier yet — the verified ledger covers every county the foreclosure ingest has read, attributed by published city area. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Deterministic aggregate of 1 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Median prices moved up 1.6% year over year.
Homes spend a median of 65 days on market with 3.2 months of supply — a fast-moving market.
12% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.8% · poverty 8.2% — a stable, low-distress profile.
The amenity base that shapes daily life and property demand in this city — what residents actually live with, and what the pipeline is adding.
A massive 194-acre park featuring miles of trails, a stone observation tower, and picnic areas, serving as a primary recreational anchor for the city.
The historic seat of Vermont government, featuring a gold-domed structure that serves as a major tourist attraction and cultural center.
Provides environmental education and access to riverfront trails, promoting conservation and outdoor learning for the community.
A vibrant, walkable downtown area featuring independent shops, cafes, and restaurants that drive local economic activity and social life.
Montpelier is ideal for government professionals, families seeking a stable community with high-quality schools, and those who value a walkable, historic small-city lifestyle with easy access to outdoor recreation.
The city is served by the Montpelier Roxbury School District, which is characterized by strong community engagement and consistent academic performance relative to state averages.
The city is served by major highway corridors including I-89, with local transit provided by Green Mountain Transit, facilitating regional connectivity.
Montpelier offers extensive outdoor amenities including the expansive Hubbard Park, the North Branch Nature Center, and numerous trails that provide significant lifestyle value to residents.
The rental market is characterized by low vacancy rates and high demand, with a mix of long-term residential units and a limited presence of short-term rentals due to local regulatory oversight.
The economy is heavily reliant on the public sector, with the State of Vermont being the primary employer, supplemented by education, healthcare, and professional services.
As the state capital, the economy is anchored by government and public administration, with steady demand for housing driven by state employees and a limited supply of new construction.
Current planning efforts are focused on climate resilience and flood mitigation, alongside efforts to increase housing density in the downtown area.
Parcels are subject to municipal and school district taxes, with specific flood-plain management regulations impacting development in low-lying areas.
Montpelier generally experiences low levels of violent crime, with property crime rates remaining consistent with regional trends for small New England state capitals.
The city faces significant flood risk due to its location at the confluence of the North and Winooski rivers, necessitating ongoing investment in flood mitigation infrastructure and specialized insurance coverage.
Property insurance premiums are influenced by the city's flood-prone geography, with many properties requiring specialized flood insurance coverage.
Property taxes in Montpelier are determined by a combination of municipal and state-wide education tax rates, with the city council setting the municipal portion annually to fund local services.
Researched annual trajectory for this city, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this city's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Data retrieved from data.census.gov and Data USA profiles.
No public schools report a street address in this area. Source: NCES EDGE public school locations 2023-24.