The story of this market
The typical home in Cruz Bay, U.S. Virgin Islands sells for about $2,000,000, or $746 per square foot.
Homes take about 45.6 days to sell.
Monthly price momentum
Home values since 2015
+2.1%
USA · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Cruz Bay, U.S. Virgin Islands
The Cruz Bay market is characterized by high-value residential and vacation properties, with demand driven by its status as the primary gateway to St. John. While specific city-level census and sales volume data are limited, the market remains active with ongoing hospitality development and high nightly rental rates. Investors should note the significant influence of tourism and the regulatory environment regarding property development.
No ARED county foreclosure postings attributed to Cruz Bay yet — the verified ledger covers every county the foreclosure ingest has read, attributed by published city area. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Deterministic aggregate of 1 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Median prices moved up 5.2% year over year.
Homes spend a median of 180 days on market with 15.0 months of supply — a slower-moving market.
12% of listings have cut prices · homes sell at 96% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) — a stable, low-distress profile.
The amenity base that shapes daily life and property demand in this city — what residents actually live with, and what the pipeline is adding.
Covers a large portion of St. John, offering protected beaches, hiking trails, and historical ruins that drive tourism and property value.
A world-renowned beach known for its underwater snorkeling trail and pristine waters, serving as a major anchor attraction for the island.
Cruz Bay is best suited for investors seeking high-yield vacation rental properties and affluent buyers looking for proximity to the island's primary amenities and ferry access.
Cruz Bay is the primary ferry port connecting St. John to St. Thomas, serving as the essential transit link for residents and visitors.
Cruz Bay is the primary gateway to the Virgin Islands National Park and features a dense concentration of dining, shopping, and water-based recreation.
The rental market is heavily dominated by short-term vacation rentals, with high nightly rates and significant seasonal demand fluctuations.
The economy is driven primarily by tourism, hospitality, and the service sector, with Cruz Bay acting as the central port and commercial district.
Cruz Bay serves as the primary commercial and transit hub for St. John, with ongoing development projects including hotel expansions and infrastructure improvements.
Recent planning activity includes the approval of various projects by the Historic Preservation Commission, focusing on balancing development with the town's historic character.
The area is subject to tropical storm and hurricane risks, which significantly influence property insurance costs and building standards in the U.S. Virgin Islands.
Property insurance in the USVI is a critical factor for owners due to high hazard exposure, often requiring specialized coverage.
Property taxes in the U.S. Virgin Islands are based on a mill rate system, with land taxed at a rate of 0.004946; specific exemptions and assessment formulas are governed by territorial law.
No public schools report a street address in this area. Source: NCES EDGE public school locations 2023-24.