LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in Cookeville, Tennessee sells for about $330,000, or $188 per square foot.

Prices are up +4.2% from a year ago, so sellers still have some momentum. Homes take about 65 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $917 a month.

Monthly price momentum

Home values since 2015

-0.4%

TN · past 12 months

TN 231.6USA 208.1
20152017201920212023202595135175239.5

Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.

City intel report · monthly refresh cycle
Track this city

Cookeville, Tennessee

city-limits scoped researchrefreshed Oct 15, 2026, 6:24 PMnext refresh due Nov 14, 2026
Market sentiment: cautiously optimistic

Cookeville's housing market remains stable, supported by consistent demand from the university and regional workforce. While inventory levels are modest, the city's affordability relative to larger Tennessee markets continues to drive interest from both families and investors. The market is currently balanced, with steady price appreciation and moderate days on market.

No ARED county foreclosure postings attributed to Cookeville yet — the verified ledger covers every county the foreclosure ingest has read, attributed by published city area. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.

County & ZIP intel reports · Cookeville← Tennessee state intel
Aerial view · city limitscensus incorporated-place boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 93.3 km²Water area · 0.5 km²U.S. Census Bureau TIGERweb — incorporated place boundary (current vintage)
Latest readings
Median sale price
$330,000
Corroborated · 1 anchor · 0% off nearest
Median price / sq ft
$188
Median days on market
65
Active listings
264
Listings with price cuts
18%
Median price change YoY
+4.2%
Closed sales (monthly)
44
Months of supply
6
Sale-to-list ratio
97.5%
Median asking rent
$917/mo
Population
38,212
Median household income
$51,375
Avg effective property tax rate
0.65%
Distress filings (ledger)
0
Deterministic roll-up
4 of 4 ZIP reports contributed
Median sale price
$342,291
Median price / sq ft
$192
Median days on market
65.95
Active listings
1,244
Listings with price cuts
3.98%
Median price change YoY
+1.27%
Closed sales (monthly)
132
Months of supply
1.34
Sale-to-list ratio
31.02%
Median asking rent
$1,177/mo
Population
73,655
Median household income
$54,186

Deterministic aggregate of 4 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.

City Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
63
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
56
Growth/100

Median prices moved up 1.3% year over year.

74
Liquidity/100

Homes spend a median of 66 days on market with 1.3 months of supply — a fast-moving market.

47
Momentum/100

4% of listings have cut prices · homes sell at 31.02% of asking — demand is holding steady.

74
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.3% · poverty 23.5% — a stable, low-distress profile.

Major amenities · Cookeville, Tennessee
Theme, amusement & water parks
2 · 24 mi
Entertainment venues, stadiums & amphitheaters
7 · 24 mi
Family fun & things to do
18 · 16 mi
Museums, galleries & history
3 · 24 mi
Parks, trails & nature
14 · 16 mi
Lakes, marinas & beaches
7 · 24 mi
Shopping & dining districts
13 · 16 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.

Amenities & attractions4 retained amenities · 2 developments on the horizon

The amenity base that shapes daily life and property demand in this city — what residents actually live with, and what the pipeline is adding.

Inside this city
Cane Creek Park
Park

A large municipal park featuring a lake, walking trails, and recreational facilities that serve as a primary outdoor hub for the city.

Tennessee Tech University
University

A major public university that serves as a cultural and economic anchor, providing educational opportunities and events for the community.

Cookeville Depot Museum
Museum

A historic site located in the former train depot that preserves the city's railroad history and serves as a downtown landmark.

West End Development
Shopping/Dining

A growing commercial area that provides residents with modern retail and dining options, contributing to the city's economic vitality.

On the horizon · announced & under construction
Highway 111 Corridor ExpansionInfrastructureOngoingMajor road improvements designed to enhance regional connectivity and support increased traffic flow for the growing city.
University District Mixed-UseMixed-UseApprovedA planned development near Tennessee Tech intended to provide student housing and retail space to support the university's growth.
Area contextthe picture of what this city is like — and what living there means
Living there
Who this city fits

Cookeville is an ideal fit for families seeking a stable community, university-affiliated professionals, and retirees drawn to the area's low cost of living and outdoor amenities. It also attracts investors looking for steady rental demand supported by the local university and regional economic growth.

Schools & education

The city is served by the Putnam County School System, which provides a range of public education options. Schools in the area are generally characterized by stable performance metrics and strong community support, with Tennessee Tech University providing a significant educational anchor for the region.

Transportation & infrastructure

The city is served by major corridors including I-40 and Highway 111, which facilitate regional travel. Commuting is primarily car-dependent, with the city acting as a central node for the surrounding rural areas.

Recreation & amenities

Cookeville offers a robust amenity base centered on outdoor recreation, including the expansive Cane Creek Park and proximity to numerous state parks and lakes. The city also features a historic downtown district with local dining, shopping, and the Cookeville Depot Museum, providing a high quality of life for residents.

Rental market

The rental market in Cookeville is characterized by steady demand driven by the student population at Tennessee Tech and a growing workforce. Vacancy rates remain relatively low, and the market has seen consistent rent growth, though it remains more affordable than major Tennessee metros.

Economy & momentum
Economy & employers

Cookeville's economy is anchored by Tennessee Tech University, a robust healthcare sector, and a diverse manufacturing base. The city serves as the primary commercial hub for the Upper Cumberland region, showing consistent economic momentum.

Growth & development

Cookeville serves as the economic and medical hub of the Upper Cumberland, with significant momentum driven by Tennessee Tech University and a growing manufacturing and healthcare sector. Infrastructure investments, including highway improvements and utility expansions, are actively supporting the city's steady population growth.

Development pipeline

Development is focused on expanding commercial capacity along major highway corridors and increasing housing density near the university. Several mixed-use projects are in the pipeline to accommodate the city's steady population growth.

Special districts

The city is served by the Putnam County School System and various utility districts that manage water, sewer, and electricity services for the municipality.

Risk & carrying cost
Crime & safety

Cookeville experiences crime rates typical for a regional hub of its size, with property crime being the primary concern. Local law enforcement maintains active community outreach programs to address trends, and the city generally mirrors the broader regional safety profile of the Upper Cumberland area.

Environmental & hazard

The area is primarily concerned with seasonal severe weather, including thunderstorms and occasional high winds. Flood risk is localized to specific low-lying areas near creeks, and the city maintains standard emergency management protocols for regional climate hazards.

Insurance & hazard market

Property insurance in the region is influenced by standard Tennessee risk profiles, with premiums remaining competitive compared to national averages despite occasional severe weather events.

Taxation

Cookeville operates under a municipal tax structure that includes property taxes levied by both the city and Putnam County. The city utilizes a standard assessment process, and there are no state-level personal income taxes in Tennessee, which influences the local tax burden for residents and businesses.

Median price · ten-year history

Researched annual trajectory for this city, from published historical series

2016201720182019202020212022202320242025202620282030$105,000$210,000$315,000$420,000$525,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this city's residential parcels

2016201720182019202020212022202320242025202620282030$900$1,350$1,800$2,250$2,700

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Discovery profileACS 2020-2024 5-year estimates
Census profile · Cookeville city, Tennessee
Population
38,212
Median age
29.8 yrs
Owner-occupancy
41.1%
Median home value
$305,400
Median gross rent
$917
Median household income
$51,375
Median year built
1985
Vacancy rate
7.2%
Renter share
58.9%
Owner cost burden
22.5%
Renter cost burden
45.2%
Population change
+9.7%
Work-from-home share
8.5%
Mean commute
21.4 min
Bachelor's or higher
34.8%
Unemployment
2.3%
Poverty rate
23.5%
Avg household size
2.35
White
81.2%
Black or African American
3.5%
Hispanic or Latino
12%
Asian
1.9%
Other
1.4%

Data retrieved from US Census Bureau QuickFacts and ACS 5-Year tables.

Public schools with an address here · 3

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Cookeville High SchoolHigh6/10Putnam County School SystemThe primary high school serving the city with a comprehensive curriculum and active extracurricular programs.
Prescott South Middle SchoolMiddle7/10Putnam County School SystemA well-regarded middle school known for its academic performance and community involvement.
Capshaw Elementary SchoolElementary7/10Putnam County School SystemA highly-rated elementary school that serves as a foundational institution for the local community.
School districts
Putnam County School SystemBThe district serves the entire city and surrounding county, managing a large portfolio of schools with a focus on regional academic standards.
Utilities & services
ElectricCookeville Electric DepartmentMunicipal provider serving the city limits.
Water/SewerCity of CookevilleMunicipal utility services.
InternetVarious (Spectrum, Frontier)Multiple providers available throughout the city.
Major employers & industries
Tennessee Tech UniversityEducationMajor regional employer and economic anchor.
Cookeville Regional Medical CenterHealthcarePrimary healthcare provider for the Upper Cumberland region.
Averitt ExpressLogisticsLarge national logistics company headquartered in the area.
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Drill down · ZIP intel reports beneath this city4 ZIP reports · 4 researched
Sources · 5 cited