The story of this market
The typical home in Loíza, Puerto Rico sells for about $111,000, or $105 per square foot.
Prices are up +7.88% from a year ago, so sellers still have some momentum. Homes take about 180 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $650 a month.
Monthly price momentum
Home values since 2015
+2.1%
USA · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Loíza, Puerto Rico
Loíza's housing market is characterized by low median prices and high vacancy rates, reflecting broader economic challenges and population decline. While coastal tourism provides some stability, the market remains highly sensitive to environmental risks and limited local economic growth.
No ARED county foreclosure postings attributed to Loíza yet — the verified ledger covers every county the foreclosure ingest has read, attributed by published city area. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Deterministic aggregate of 1 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Median prices moved up 2.4% year over year.
Homes spend a median of 85 days on market with 8.2 months of supply — a slower-moving market.
18% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 12.0% · poverty 42.8% — elevated distress and economic pressure.
The amenity base that shapes daily life and property demand in this city — what residents actually live with, and what the pipeline is adding.
A vast mangrove forest and coastal reserve offering boardwalks, cycling paths, and local food kiosks that serve as a major regional tourist attraction.
Extensive Atlantic coastline that defines the local landscape and supports the area's tourism-based economy.
Loíza is best suited for local families with deep community ties, cultural enthusiasts, and investors looking for low-entry-point coastal properties, though it requires a high tolerance for environmental and economic risk.
Public schools in Loíza generally struggle with low performance metrics and limited resources, often ranking below the national and island-wide averages in standardized testing.
Transportation is primarily dependent on private vehicles via PR-187, which connects the municipality to the San Juan metro area; public transit options are extremely limited.
Loíza is renowned for its rich Afro-Puerto Rican cultural heritage, featuring vibrant festivals, traditional bomba music, and extensive public beaches like Piñones.
The rental market is primarily driven by local demand with a growing presence of short-term vacation rentals along the coast, though long-term vacancy remains a concern due to population out-migration.
The local economy is heavily reliant on tourism, artisanal crafts, and small-scale fishing, with limited industrial diversification and high dependence on the broader San Juan labor market.
Economic momentum is constrained by high poverty rates and population decline, though the area benefits from cultural tourism and proximity to the San Juan metro area.
Development is largely focused on coastal protection and small-scale tourism infrastructure rather than large-scale commercial or residential expansion.
Parcels are subject to standard municipal property taxes and regional utility service fees, with no significant MUD or PID structures reported.
Loíza faces significant public safety challenges with crime rates that are historically higher than the Puerto Rico average, often linked to socioeconomic instability in the region.
The municipality is highly vulnerable to coastal flooding, storm surges, and hurricane-force winds due to its low-lying geography and extensive Atlantic coastline.
Property insurance premiums are high and availability is constrained due to the extreme risk of hurricane and flood damage in this coastal zone.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Puerto Rico) — CRIM Municipal Property Tax: Annual tax liability calculated by applying a municipal-specific rate (typically ranging from 8.03% to 12.03%) to the cadastral value of the property as determined by the Centro de Recaudación de Ingresos Municipales (CRIM).
Data retrieved from US Census Bureau QuickFacts and Data USA profiles.
No public schools report a street address in this area. Source: NCES EDGE public school locations 2023-24.