LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in Ciales, Puerto Rico sells for about $96,500, or $72 per square foot.

Prices are up +10% from a year ago, so sellers still have some momentum. Homes take about 180 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $407 a month.

Monthly price momentum

Home values since 2015

+2.1%

USA · past 12 months

USA 208.1
20152017201920212023202595125155213.5

Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.

City intel report · monthly refresh cycle
Track this city

Ciales, Puerto Rico

city-limits scoped researchrefreshed Oct 22, 2026, 6:17 PMnext refresh due Nov 21, 2026
Market sentiment: cautious

The Ciales housing market remains characterized by high affordability and low transaction volume, reflecting the broader economic challenges of Puerto Rico's central mountain region. Growth is stagnant, with limited new development and a reliance on local, small-scale economic activity. Property values have seen modest appreciation, but the market remains highly sensitive to regional economic shifts and infrastructure constraints.

No ARED county foreclosure postings attributed to Ciales yet — the verified ledger covers every county the foreclosure ingest has read, attributed by published city area. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.

County & ZIP intel reports · Ciales← Puerto Rico state intel
Latest readings
Median sale price
$96,500
Corroborated · 1 anchor · 0% off nearest
Median price / sq ft
$72
Median days on market
180
Active listings
120
Listings with price cuts
15%
Median price change YoY
+10%
Closed sales (monthly)
5
Months of supply
24
Sale-to-list ratio
92%
Median asking rent
$407/mo
Population
16,652
Median household income
$22,586
Avg effective property tax rate
0.8%
Distress filings (ledger)
0
Deterministic roll-up
1 of 1 ZIP reports contributed
Median sale price
$135,000
Median price / sq ft
$115
Median days on market
98
Active listings
42
Listings with price cuts
12%
Median price change YoY
+3.2%
Closed sales (monthly)
8
Months of supply
5.2
Sale-to-list ratio
96.5%
Median asking rent
$429/mo
Population
17,319
Median household income
$22,610

Deterministic aggregate of 1 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.

City Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
56
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
66
Growth/100

Median prices moved up 3.2% year over year.

37
Liquidity/100

Homes spend a median of 98 days on market with 5.2 months of supply — a balanced-paced market.

69
Momentum/100

12% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.

51
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 6.8% · poverty 54.3% — a mixed stability profile.

Amenities & attractions2 retained amenities

The amenity base that shapes daily life and property demand in this city — what residents actually live with, and what the pipeline is adding.

Inside this city
Toro Negro State Forest
Park

A major protected forest area offering hiking, camping, and scenic mountain views, serving as a key regional ecological and recreational anchor.

Ciales Town Square
Public Space

The historic center of the municipality, serving as a hub for local community gatherings, small businesses, and cultural events.

Area contextthe picture of what this city is like — and what living there means
Living there
Who this city fits

Ciales is best suited for local residents, retirees, or those seeking affordable, rural mountain living; it is less attractive to commuters or investors looking for high-liquidity, high-growth urban assets.

Schools & education

Public education in Ciales is managed by the Puerto Rico Department of Education, with schools often facing challenges related to declining enrollment and infrastructure maintenance common in rural municipalities.

Transportation & infrastructure

Transportation is heavily reliant on private vehicles due to the mountainous terrain and limited public transit infrastructure connecting to major metropolitan hubs.

Recreation & amenities

Ciales offers significant natural amenities, including the Toro Negro State Forest and various mountainous trails, which serve as the primary recreational base for residents and visitors.

Rental market

The rental market is characterized by low inventory and low median rents, with limited professional management and a high prevalence of informal, long-term residential leasing.

Economy & momentum
Economy & employers

The economy is primarily agricultural and service-based, with limited large-scale industrial presence and a reliance on local small businesses.

Growth & development

Economic momentum is limited, with the local economy primarily driven by small-scale agriculture and local services, showing little large-scale industrial or corporate development.

Development pipeline

There are no major large-scale commercial or residential developments currently reported in the municipal planning pipeline.

Special districts

Parcels are subject to standard municipal property taxes administered by CRIM, with no significant special assessment districts or MUDs reported.

Risk & carrying cost
Crime & safety

Crime data for Ciales is not specifically reported in a centralized, comparative format; however, the area generally reflects the broader rural trends of the central mountainous region of Puerto Rico.

Environmental & hazard

Ciales is located in a mountainous region susceptible to landslides and heavy rainfall events, necessitating careful site evaluation for flood and wind risk management.

Insurance & hazard market

Property insurance premiums are influenced by the region's high exposure to tropical storm and hurricane risks, leading to elevated costs for comprehensive coverage.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Puerto Rico) — CRIM Municipal Property Tax: Annual tax liability calculated by applying a municipal-specific rate (typically ranging from 8.03% to 12.03%) to the cadastral value of the property as determined by the Centro de Recaudación de Ingresos Municipales (CRIM).

Median price · ten-year history

Researched annual trajectory for this city, from published historical series

2015201620172018201920202021202220232024202520272029$85,000$90,000$95,000$100,000$105,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 1.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Discovery profileACS 2024 5-year estimates
Census profile · Ciales Municipio, Puerto Rico
Population
16,805
Median age
45.9 yrs
Owner-occupancy
69.7%
Median home value
$96,500
Median gross rent
$407
Median household income
$22,586
Median year built
1978
Vacancy rate
15%
Renter share
30.3%
Owner cost burden
25%
Renter cost burden
45%
Population change
-1.2%
Net migration
-200
Work-from-home share
3.5%
Mean commute
35 min
Bachelor's or higher
18%
Unemployment
6.8%
Poverty rate
54.3%
Avg household size
2.9
Hispanic or Latino
99%

Data retrieved from Census Reporter and Data Commons profiles for Ciales Municipio.

Public schools with an address here · 7

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment. Source: NCES EDGE public school locations 2023-24.

Arianys Nicole Rosa LuquisOther
Concepcion Perez HernandezOther
Francisco SerranoOther
Hato Viejo CumbreOther
Jaime Coira OrtizOther
Juan Antonio Corretjer CialesOther
Toribio RiveraOther
School districts
Ciales School DistrictN/AA regional administrative unit of the Puerto Rico Department of Education serving the municipality.
Utilities & services
ElectricLUMA EnergyThe primary provider for electricity transmission and distribution in Puerto Rico.
WaterPRASAPuerto Rico Aqueduct and Sewer Authority provides water and wastewater services.
Major employers & industries
Local GovernmentPublic AdministrationPrimary employer for the municipality.
Agricultural SectorAgricultureSmall-scale coffee and produce farming.
The data chain · drill up or downproperty → ZIP → city → county → state
Drill up · parent geographies
Drill down · ZIP intel reports beneath this city1 ZIP report · 1 researched
Sources · 5 cited