LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in Waterbury, Connecticut sells for about $309,000, or $190 per square foot.

Prices are up +6.8% from a year ago, so sellers still have some momentum. Homes take about 55 days to sell.

Monthly price momentum

Home values since 2015

+5.6%

CT · past 12 months

CT 203.6USA 208.1
20152017201920212023202594.9124.9154.9213.5

Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.

City intel report · monthly refresh cycle
Track this city

Waterbury, Connecticut

city-limits scoped researchrefreshed Oct 16, 2026, 8:04 AM2 refresh cycles retainednext refresh due Nov 15, 2026
Market sentiment: cautiously optimistic

The Waterbury housing market is showing signs of resilience with a median sale price of $309,000 and a year-over-year price increase of 6.8%. While inventory remains relatively tight, the market is balanced, providing opportunities for both buyers and sellers. The city's affordability continues to drive demand, particularly among first-time buyers.

No ARED county foreclosure postings attributed to Waterbury yet — the verified ledger covers every county the foreclosure ingest has read, attributed by published city area. Key-figure check: median price corroborated by the published ten-year series (2026) (within 12.5%).

County & ZIP intel reports · Waterbury← Connecticut state intel
Aerial view · city limitscensus incorporated-place boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 74 km²Water area · 1.1 km²U.S. Census Bureau TIGERweb — incorporated place boundary (current vintage)
Latest readings
Median sale price
$309,000
Divergent · 48.2% from published 2024 series — validation case open, publishes pending verdict
Median price / sq ft
$190
Median days on market
55
Active listings
211
Median price change YoY
+6.8%
Closed sales (monthly)
90
Months of supply
1.4
Sale-to-list ratio
100%
Population
114,869
Median household income
$51,886
Avg effective property tax rate
3.15%
Distress filings (ledger)
0
Deterministic roll-up
6 of 13 ZIP reports contributed
Median sale price
$324,712
Median price / sq ft
$203
Median days on market
52.39
Active listings
1,501
Median price change YoY
+0.13%
Closed sales (monthly)
450
Months of supply
0.04
Sale-to-list ratio
0.86%
Median asking rent
$1,310/mo
Population
115,012
Median household income
$66,974

Deterministic aggregate of 6 researched ZIP reports of 13 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.

City Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
61
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
51
Growth/100

Median prices moved up 0.1% year over year.

82
Liquidity/100

Homes spend a median of 52 days on market with 0.0 months of supply — a fast-moving market.

50
Momentum/100

0% of listings have cut prices · homes sell at 0.86% of asking — demand is holding steady.

62
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 6.5% · poverty 22.0% — a mixed stability profile.

Major amenities · Waterbury, Connecticut
Entertainment venues, stadiums & amphitheaters
16 · 24 mi
Family fun & things to do
20+ · 16 mi
Museums, galleries & history
20+ · 24 mi
Parks, trails & nature
20+ · 16 mi
Shopping & dining districts
8 · 16 mi
Airports
1 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities

The amenity base that shapes daily life and property demand in this city — what residents actually live with, and what the pipeline is adding.

Inside this city
Naugatuck River Greenway
Trail/Park

A multi-use trail system that provides recreational space and connectivity along the river, enhancing local quality of life.

East Main Street Corridor
Commercial District

A primary commercial artery in the city that serves as a hub for local shopping, dining, and business activity.

Area contextthe picture of what this city is like — and what living there means
Living there
Who this city fits

Waterbury is well-suited for first-time homebuyers and investors seeking entry-level price points in the Connecticut market. Its affordability makes it a practical choice for families and individuals who prioritize lower housing costs over the higher-priced markets found elsewhere in the state.

Recreation & amenities

Waterbury features the Naugatuck River Greenway, which provides trails and outdoor recreation opportunities for residents. The city also maintains various local parks and community spaces that serve as the primary amenity base for the urban population.

Rental market

The rental market in Waterbury is characterized by a significant renter population, with approximately 47% of households renting their homes. The market remains a key focus for investors due to the city's affordability relative to the state average, though vacancy pressure and specific rent trajectories are not currently published.

Economy & momentum
Economy & employers

Waterbury's economy is anchored by a mix of local industries and services, with a focus on providing affordable housing and employment opportunities for the regional workforce. The city maintains a significant role in the New Haven County economic landscape.

Special districts

Property owners in Waterbury are subject to municipal, county, and school district taxes, which are consolidated into the city's effective property tax rate.

Risk & carrying cost
Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Connecticut) — Municipal Real Property Tax Assessment & Mill Rate Mechanics: Under C.G.S. § 12-62a, all taxable real property is assessed uniformly at a mandatory 70% assessment ratio of its fair market value (FMV). Real property tax is computed annually using the formula: Assessed Value = Fair Market Value × 0.

Median price · ten-year history

Researched annual trajectory for this city, from published historical series

2015201620172018201920202021202220232024202520272029$120,000$160,000$200,000$240,000$280,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Discovery profileACS 2024 5-year estimates
Census profile · Waterbury city, Connecticut
Population
114,869
Median age
37.5 yrs
Owner-occupancy
53%
Median home value
$208,500
Median gross rent
$1,100
Median household income
$51,886
Median year built
1955
Vacancy rate
8.5%
Renter share
47%
Owner cost burden
25%
Renter cost burden
45%
Population change
+0.4%
Work-from-home share
8%
Mean commute
28 min
Bachelor's or higher
18%
Unemployment
6.5%
Poverty rate
22%
Avg household size
2.5
White
45%
Hispanic or Latino
35%
Black or African American
15%
Other
5%

Data retrieved from US Census Bureau ACS 2024 estimates for Waterbury city, CT.

Public schools with an address here · 0

The federal school roster could not be retrieved on the last refresh — no list is shown rather than an unverified one. Source: NCES EDGE public school locations 2023-24.

School districts
Waterbury Public SchoolsC-The primary school district serving the city, managing a large portfolio of elementary, middle, and high schools.
Utilities & services
ElectricEversourcePrimary provider for the region.
Water/SewerCity of WaterburyMunicipal utility services.
Major employers & industries
Waterbury HospitalHealthcareMajor regional employer.
Saint Mary's HospitalHealthcareMajor regional employer.
The data chain · drill up or downproperty → ZIP → city → county → state
Sources · 6 cited