LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in Oakland, California sells for about $715,940, or $565 per square foot.

Prices are down 2.4% from a year ago, which gives buyers more room to negotiate. Homes take about 34 days to sell. HUD's fair market rent for a two-bedroom is $1,978 a month.

Monthly price momentum

Home values since 2015

+0.5%

CA · past 12 months

CA 190.8USA 208.1
20152017201920212023202595125155213.5

Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.

City intel report · monthly refresh cycle
Track this city

Oakland, California

city-limits scoped researchrefreshed Oct 16, 2026, 11:02 PM2 refresh cycles retainednext refresh due Nov 15, 2026
Market sentiment: cautious

The Oakland housing market is currently experiencing a period of price stabilization following recent volatility, with inventory levels remaining tight. High interest rates and regional economic concerns are tempering buyer demand, leading to a more balanced market compared to previous years. The city's long-term appeal remains tied to its transit connectivity and urban amenities, though affordability and public safety remain key factors influencing market sentiment.

No ARED county foreclosure postings attributed to Oakland yet — the verified ledger covers every county the foreclosure ingest has read, attributed by published city area. Key-figure check: median price corroborated by the published ten-year series (2025) (within 12.5%).

County & ZIP intel reports · Oakland← California state intel
Aerial view · city limitscensus incorporated-place boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 144.9 km²Water area · 57.2 km²U.S. Census Bureau TIGERweb — incorporated place boundary (current vintage)
Latest readings
Median sale price
$715,940
Divergent · 19% from published 2024 series — validation case open, publishes pending verdict
Median price / sq ft
$565
Median days on market
34
Active listings
1,450
Listings with price cuts
28%
Median price change YoY
-2.4%
Closed sales (monthly)
890
Months of supply
3.8
Sale-to-list ratio
98.5%
Median asking rent
$1,978/mo
Population
440,838
Median household income
$101,574
Avg effective property tax rate
1.15%
Distress filings (ledger)
0
Deterministic roll-up
5 of 5 ZIP reports contributed
Median sale price
$618,083
Median price / sq ft
$438
Median days on market
37.23
Active listings
11,592
Listings with price cuts
0.01%
Median price change YoY
-4.26%
Closed sales (monthly)
109
Sale-to-list ratio
44.68%
Median asking rent
$2,691/mo
Population
172,758
Median household income
$93,007

Deterministic aggregate of 5 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.

City Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
58
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
29
Growth/100

Median prices moved down 4.3% year over year.

78
Liquidity/100

Homes spend a median of 37 days on market with 0.0 months of supply — a fast-moving market.

50
Momentum/100

0% of listings have cut prices · homes sell at 44.68% of asking — demand is holding steady.

73
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 6.4% · poverty 14.0% — a stable, low-distress profile.

Major amenities · Oakland, California
Theme, amusement & water parks
20+ · 24 mi
Entertainment venues, stadiums & amphitheaters
15 · 24 mi
Family fun & things to do
20+ · 16 mi
Museums, galleries & history
20+ · 24 mi
Parks, trails & nature
20+ · 16 mi
Lakes, marinas & beaches
15 · 24 mi
Golf
20+ · 16 mi
Shopping & dining districts
7 · 16 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.

Amenities & attractions4 retained amenities · 2 developments on the horizon

The amenity base that shapes daily life and property demand in this city — what residents actually live with, and what the pipeline is adding.

Inside this city
Lake Merritt
Park/Waterfront

A large tidal lagoon near the city center that serves as a central recreational hub for walking, jogging, and community events.

Oakland Zoo
Attraction

Located in Knowland Park, this major regional attraction features extensive animal exhibits and conservation programs.

Martin Luther King Jr. Regional Shoreline
Park

A protected shoreline area offering trails, bird watching, and water access along the San Francisco Bay.

Claremont Resort & Spa
Hospitality/Amenity

A historic landmark hotel and spa that serves as a major social and recreational anchor in the Oakland Hills.

On the horizon · announced & under construction
Oakland Airport Connector ImprovementsInfrastructureOngoingContinuous upgrades to transit infrastructure to improve connectivity between the airport and the regional BART system.
Transit-Oriented Infill ProjectsMixed-UseApprovedVarious residential and commercial developments focused on increasing density near major transit hubs.
Area contextthe picture of what this city is like — and what living there means
Living there
Who this city fits

Oakland is well-suited for urban-oriented professionals and commuters who value proximity to San Francisco and the broader East Bay employment hubs. It also attracts families seeking more space than is available in denser urban cores, though prospective buyers should be prepared for a competitive market and high cost of living.

Schools & education

Public schools in Oakland are served primarily by the Oakland Unified School District, which faces ongoing challenges with academic performance and resource allocation. While some magnet and specialized programs perform well, the district as a whole often ranks below state averages in standardized testing.

Transportation & infrastructure

The city is a primary transit hub served by BART, AC Transit, and major highway corridors including I-880 and I-580. These connections provide critical access for commuters traveling to San Francisco and throughout the East Bay.

Recreation & amenities

Oakland offers a diverse amenity base, ranging from the expansive waterfront at the Martin Luther King Jr. Regional Shoreline to the urban oasis of Lake Merritt. Residents also have access to extensive hiking and nature trails in the Oakland Hills, including Anthony Chabot Regional Park and Joaquin Miller Park.

Rental market

The rental market in Oakland is characterized by high demand, particularly for transit-accessible units, though rent growth has stabilized recently. Vacancy rates remain relatively tight, and the city has a significant presence of both long-term residential investors and short-term rental activity.

Economy & momentum
Economy & employers

Oakland's economy is anchored by the Port of Oakland, healthcare, and a growing technology and professional services sector. The city benefits from its strategic location in the Bay Area, though it remains sensitive to regional economic shifts and corporate office occupancy trends.

Growth & development

Oakland serves as a major logistics and transit hub, anchored by the Port of Oakland and Oakland International Airport. Development momentum is focused on transit-oriented infill projects near downtown and the waterfront, though large-scale commercial projects have faced recent delays.

Development pipeline

Development planning is heavily focused on urban infill and the revitalization of the waterfront and downtown districts. Major projects are currently navigating regulatory and economic hurdles to increase housing supply and commercial capacity.

Special districts

Parcels in Oakland are subject to various special districts, including those for library services, school district bonds, and flood control managed by Alameda County.

Risk & carrying cost
Crime & safety

Oakland experiences higher rates of violent and property crime compared to the national average and many neighboring Bay Area cities. Local authorities have implemented various public safety initiatives, though residents continue to report concerns regarding public safety and security.

Environmental & hazard

The city faces significant risks from seismic activity due to its proximity to the Hayward Fault, as well as wildfire risks in the hilly eastern neighborhoods. Insurance premiums for homeowners have seen upward pressure due to these environmental factors and broader California market conditions.

Insurance & hazard market

The property insurance market in Oakland is increasingly challenging due to wildfire risks in the hills and general regional volatility. Premiums have risen, and some carriers have restricted coverage, impacting overall housing affordability.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%).

Median price · ten-year history

Researched annual trajectory for this city, from published historical series

2015201620172018201920202021202220232024202520272029$400,000$600,000$800,000$1,000,000$1,200,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Discovery profileACS 2020-2024 5-year estimates
Census profile · Oakland city, California
Population
440,646
Median age
37.9 yrs
Owner-occupancy
42.3%
Median home value
$929,900
Median gross rent
$1,978
Median household income
$101,574
Median year built
1964
Vacancy rate
8.5%
Renter share
57.7%
Owner cost burden
25%
Renter cost burden
45%
Work-from-home share
22%
Mean commute
32.5 min
Bachelor's or higher
45%
Unemployment
6.4%
Poverty rate
14%
Avg household size
2.5
White
29.6%
Black or African American
20.2%
Hispanic or Latino
28.7%
Other
21.5%

Data retrieved from U.S. Census Bureau QuickFacts and ACS 5-year estimates.

Public schools with an address here · 0

No public schools report a street address in this area. Source: NCES EDGE public school locations 2023-24.

School districts
Oakland Unified School DistrictC-The primary district serving the city, managing a large portfolio of schools with varying performance levels.
Utilities & services
Electricity/GasPG&EPrimary provider for the region.
WaterEBMUDEast Bay Municipal Utility District provides water services.
InternetVariousMultiple providers including Xfinity and AT&T.
Major employers & industries
Port of OaklandLogistics/MaritimeMajor regional employer and economic anchor.
Kaiser PermanenteHealthcareSignificant regional headquarters and employer.
City of OaklandGovernmentMajor municipal employer.
The data chain · drill up or downproperty → ZIP → city → county → state
Drill up · parent geographies
Drill down · ZIP intel reports beneath this city5 ZIP reports · 5 researched
Sources · 5 cited
Jurisdictional burden contextburdens registered for this geography · most-local first
County · Alameda County, California
Tax Rate Area (TRA) Specific AssessmentsSpecial districts & overlaysConditional

applies when — Parcels located within specific geographic boundaries defined by voter-approved debt or special district formation.

Additional ad valorem levies or fixed charges added to the property tax bill to fund local school bonds, city services, or special district infrastructure.

Rates vary by TRA and are published annually in the County Tax Rate Book.

Alameda County General Ordinance CodeLand use & zoningBinds every parcel

Imposes regulatory constraints on land use, building standards, nuisance abatement, and environmental health requirements across the county, including unincorporated areas.

Codified ordinances maintained by the Alameda County Clerk of the Board of Supervisors.

Ad Valorem Property TaxTaxationBinds every parcel

The tax is calculated by applying a composite tax rate to the assessed value of the property. The base rate is 1% of the assessed value as mandated by California Proposition 13, plus additional voter-approved debt service rates and special assessments specific to the parcel's Tax Rate Area (TRA). Exemptions include the Homeowners' Exemption ($7,000 reduction in assessed value for primary residences).

Governed by California Constitution Article XIIIA and Alameda County Auditor-Controller tax rate books updated annually.

Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.