The story of this market
The typical home in Ozark, Alabama sells for about $186,763, or $123 per square foot.
Prices are up +4.9% from a year ago, so sellers still have some momentum. Homes take about 79 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $694 a month.
Monthly price momentum
Home values since 2015
+1.9%
AL · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Ozark, Alabama
The Ozark housing market is currently stable, characterized by high affordability and a slow, steady pace of activity. Median home values have seen modest year-over-year growth, while the low volume of new construction suggests a balanced market with limited supply pressure. The city remains an accessible option for buyers, though the local economy shows limited growth momentum.
No ARED county foreclosure postings attributed to Ozark yet — the verified ledger covers every county the foreclosure ingest has read, attributed by published city area. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Deterministic aggregate of 3 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Median prices moved up 4.9% year over year.
Homes spend a median of 79 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 0.21% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · poverty 28.1% — a mixed stability profile.
The amenity base that shapes daily life and property demand in this city — what residents actually live with, and what the pipeline is adding.
A historic site built in 1870 that serves as a cultural anchor for the city's heritage.
Ozark is well-suited for budget-conscious family buyers and retirees seeking an affordable cost of living. Its low property taxes and stable home values make it an attractive entry point for first-time homeowners who prioritize affordability over rapid appreciation.
The city is served by the Ozark City School District, which provides public education for the local community. School quality is generally characterized by standard state-level performance metrics, though specific recent ratings are not provided in current public datasets.
The city features a mean commute time of 23.5 minutes, indicating a reliance on personal vehicles for regional travel. Infrastructure is primarily composed of local road networks connecting to the broader Dale County area.
Ozark offers a variety of local parks and community spaces that serve as the primary amenity base for residents. The city maintains a small-town atmosphere with access to regional outdoor activities typical of the Wiregrass area.
The rental market is characterized by a median gross rent of $694, reflecting high affordability. Vacancy pressure is moderate, and the market is primarily driven by long-term residents rather than short-term rental investors.
The local economy is anchored by the healthcare, social assistance, and retail sectors. Major revenue streams include over $100 million in healthcare receipts and $347 million in annual retail sales.
Economic momentum is driven by local retail and healthcare services, with total retail sales exceeding $347 million annually. Development activity remains modest, with a focus on single-family residential permits rather than large-scale commercial expansion.
Development is currently limited to small-scale residential projects, with no major corporate or infrastructure builds currently under construction.
Parcels in Ozark are subject to standard municipal and county tax levies, with no significant MUD or PID districts reported.
The area experiences significant annual rainfall of approximately 56 inches, necessitating standard flood awareness. The climate is typical of Southeast Alabama, with no specific elevated wildfire or wind risk profiles reported as outliers.
Property insurance premiums in the region are influenced by the area's exposure to heavy rainfall and occasional severe weather events common to Southeast Alabama.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Alabama) — Current Use Valuation: Allows property to be taxed based on its current use value rather than fair market value, potentially reducing the tax burden. Conversion to a non-qualified use triggers revaluation and potential back-tax liability. State (Alabama) — Class III Residential Property Tax Assessment: Property is assessed at 10% of its fair market value. The tax liability is calculated by multiplying the assessed value by the local millage rate. A standard homestead exemption applies to the 6.5 mill statewide property tax on the first $4,000 of assessed valuation. State (Alabama) — Class 3 Residential Property Tax Assessment: Residential property is classified as Class 3 and assessed at 10 percent of its fair market value. A standard homestead exemption applies to the 6.5 mill statewide property tax on the first $4,000 of assessed valuation. State (Alabama) — Standard State Ad Valorem Homestead Exemption: Exempts up to $4,000 in assessed valuation from the 6.5 mill state ad valorem tax levy (providing a maximum direct state tax reduction of $26.00). Formula: Adjusted State Tax = Max(0, (Assessed Value - $4,000)) × 0.0065. State (Alabama) — Statewide Ad Valorem Property Tax and Class III Residential Assessment Ratio: Establishes a baseline 6.5 statewide millage rate ($0.0065 per dollar of assessed value) under Ala.
Researched annual trajectory for this city, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Data retrieved from U.S. Census Bureau QuickFacts for Ozark city, Alabama.
No public schools report a street address in this area. Source: NCES EDGE public school locations 2023-24.