The story of this market
The typical home in DeKalb County, Tennessee sells for about $338,000, or $204 per square foot.
Prices are up +13.6% from a year ago, so sellers still have some momentum. Homes take about 83 days to sell, which is slow. Over the long run, values in this county have grown 217% since 2000. Last year 3 of 5 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is strong wind, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $1,016 a month.
HUD sets the fair market rent for a 2-bedroom at $1,016 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.
Price climate
Every year of price change, 2000–2025
+6%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+24.1%). Worst: 2010 (-8.9%). Hover to read a year.
Monthly price momentum
Home values since 2015
-0.4%
TN · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,299
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
+6%
2025 change
FHFA repeat-sales index, median of 5 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
60
Relatively Moderate
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $7,542,996.
Mortgage activity
Home lending in this county
76.8%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 902 | 463 | 76.8% | 7% | $165,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
DeKalb County, Tennessee
DeKalb County's housing market is experiencing strong demand, evidenced by double-digit year-over-year price growth. The market remains active with a median sale price of $338,000, supported by a stable local economy and interest in the region's recreational assets.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 3 cities · 3 ZIP reports
Median prices moved up 2.4% year over year.
Homes spend a median of 62 days on market with 6.3 months of supply — a balanced-paced market.
12% of listings have cut prices · homes sell at 97.24% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.8% · poverty 18.6% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Deterministic aggregate of 2 researched ZIP reports of 3 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 17
researched Oct 1
researched Sep 17
| 37012 | Alexandria | $233,900 | $145 | +2.1% | 62 | 97.5% | 12% | 6 | 48 | $749 | researched Sep 17 |
| 37059 | Dowelltown | $269,573 | $115 | +4.2% | 88 | 97.5% | 15% | 4.5 | 12 | $1,075 | researched Oct 1 |
| 37166 | Smithville | $325,000 | $198 | +2.4% | 62 | 97.2% | 12% | 6.3 | 303 | $813 | researched Sep 17 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
DeKalb County has a moderate risk of wildfire, with a limited number of properties identified as having potential exposure over the next 30 years.
The county is part of the Upper Cumberland region and maintains a rural economic profile with a focus on local labor force participation.
Property tax structure is managed at the county level; specific rates and exemptions are determined by the local assessor's office and county commission.
The rental market shows steady demand with a median asking rent of approximately $1,300 per month.
The local economy is characterized by a mix of small-scale industries and services within the Upper Cumberland region, with an unemployment rate of 3.8% as of late 2025.
Transportation is primarily served by regional highway corridors connecting the county seat of Smithville to the broader Middle Tennessee area.
The county central appraisal district manages property assessments based on state-mandated valuation cycles.
Property insurance posture is influenced by regional hazard profiles, including moderate wildfire risk.
- Thrive Family Fun Center3.920.6 mi
- 123 Bounce Party4.920.7 mi
- Cedars of Lebanon State Park4.629.6 mi
- Cumberland Caverns4.822.3 mi
- Golden Corral Buffet & Grill4.320.2 mi
- Hop Springs4.427.8 mi
- Tucker Stadium4.322 mi
- Rock Island State Park4.814.6 mi
- Burgess Falls State Park4.812.7 mi
- Twin Falls Scenic4.914.9 mi
- Edgar Evins State Park4.78 mi
- Window Cliffs State Natural Area4.711.9 mi
- Cumberland Caverns4.822.3 mi
- Short Mountain Distillery4.610.1 mi
- The Arts Center of Cannon County4.819 mi
- Spring Castle4.715.5 mi
- Cookeville Depot Museum4.721.3 mi
- Rock Island State Park4.814.6 mi
- Burgess Falls State Park4.812.7 mi
- Twin Falls Scenic4.914.9 mi
- Edgar Evins State Park4.78 mi
- Window Cliffs State Natural Area4.711.9 mi
- Hurricane Marina4.85.3 mi
- Center Hill Marina & Yacht Club4.77.7 mi
- Hidden Harbor Marina4.83.4 mi
- Fishlipz Grill at Pates Ford Resort & Marina LLC4.59.7 mi
- Cookeville Boat Dock4.68.9 mi
- Honky Tonk National Golf4.36.8 mi
- Farmers' Storehouse4.917.4 mi
- McCulley's Amazin' Acres of Fun4.615.6 mi
- Higgins Woodbury Flea Market4.418.7 mi
- DG Market4.218.6 mi
- Three Star Mall3.719.6 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
A major regional attraction offering boating, fishing, and camping, serving as a primary recreational anchor for the county.
Data sourced from US Census and TNECD county profiles.
applies when — Applies to residential parcels created as condominiums on or after January 1, 2009.
Governs the creation, management, and operation of condominium associations, including unit owner rights, common element maintenance, and assessment authority.
Tennessee Code Annotated, Title 66, Chapter 27.
applies when — Applies to residential parcels governed by a homeowners' association or declaration of covenants.
Imposes specific constraints on associations, including: vested rights for owners to maintain long-term rentals if covenants are amended, prohibition on foreclosure for failure to pay special assessments for nonessential amenities, and requirements for fidelity bonds.
Tennessee Code Annotated, Title 66, Chapter 27, Parts 6-10.
applies when — Applies to residential parcels encumbered by a deed of trust or mortgage containing a power of sale clause.
Allows for non-judicial foreclosure. Requires public notice at least 20 days in advance of the sale, published in a newspaper in the county and/or posted on the secretary of state's website. The trustee must be a licensed Tennessee attorney.
Tennessee Code Annotated, Title 35, Chapter 5; amended by HB1355 (2023) and HB1155 (2011).
Property is assessed at a percentage of its fair market value: 25% for residential property. The tax amount is calculated by multiplying the assessed value by the local tax rate (per $100 of assessed value).
Tennessee Code Annotated, Title 67, Chapter 5; assessments are based on status as of January 1 annually.
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.