The story of this market
The typical home in Chatham County, North Carolina sells for about $704,074, or $272 per square foot.
Prices are roughly flat from a year ago (+0.6%), a market in balance. Homes take about 45 days to sell. Over the long run, values in this county have grown 128% since 2000. Last year 13 of 19 neighborhoods saw prices rise, so the story isn't the same street to street. HUD's fair market rent for a two-bedroom is $1,745 a month.
HUD sets the fair market rent for a 2-bedroom at $1,745 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Low.
Price climate
Every year of price change, 2000–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+23.9%). Worst: 2010 (-4.9%). Hover to read a year.
Monthly price momentum
Home values since 2015
+2.7%
NC · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$2,161
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
0%
2025 change
FHFA repeat-sales index, median of 19 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
53
Relatively Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $24,822,341.
Mortgage activity
Home lending in this county
81.5%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 4158 | 2391 | 81.5% | 3.8% | $365,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Chatham County, North Carolina
Chatham County's housing market remains resilient, characterized by steady price appreciation and a significant influx of new development. While inventory levels are rising, demand remains supported by major industrial projects and the county's appeal as a growing suburb of the Research Triangle.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: median price corroborated by the published ten-year series (2025) (within 12.5%).
Select a city to expand its ZIP intel reports beneath · 6 cities · 15 ZIP reports
Median prices moved sideways 0.0% year over year.
Homes spend a median of 110 days on market with 0.9 months of supply — a balanced-paced market.
7% of listings have cut prices · homes sell at 30.99% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.2% · poverty 7.8% — a stable, low-distress profile.
Deterministic aggregate of 7 researched ZIP reports of 15 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Chatham County, North Carolina — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 10.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 20
researched Sep 20
researched Sep 16
researched Sep 16
researched Sep 20
researched Sep 16
researched Sep 20
researched Sep 16
researched Sep 16
researched Sep 16
| 27207 | Bear Creek | $350,000 | $186 | -5.2% | 50 | 98.5% | 36.6% | 2.8 | 580 | $758 | researched Sep 20 |
| 27208 | Bennett | $285,000 | $175 | +1.8% | 41 | 98% | — | — | 929 | $657 | researched Sep 20 |
| 27213 | — | $425,000 | $187 | -1.7% | 45 | — | — | — | 897 | $1,385 | researched Sep 16 |
| 27252 | Goldston | $324,000 | $185 | -1.7% | 21 | 99% | 22% | 3.2 | 897 | $947 | researched Sep 16 |
| 27256 | Gulf | $350,000 | $187 | +1.6% | 39 | 99% | 36.5% | 2.8 | 580 | $1,650 | researched Sep 20 |
| 27278 | Hillsborough | $483,000 | $269 | +1% | 24 | 100% | 32% | 3.8 | 218 | $1,297 | researched Sep 16 |
| 27298 | Liberty | $283,000 | $192 | -4.2% | 56 | 97.5% | 18% | 3.5 | 42 | $887 | researched Sep 20 |
| 27312 | Pittsboro | $950,000 | $275 | -8.8% | 50 | 99% | 12.5% | 6 | 8 | $1,272 | researched Sep 16 |
| 27344 | Siler City | $394,500 | $2,027 | +21.7% | 69 | 100% | — | — | 111 | $1,056 | researched Sep 16 |
| 27355 | Staley | $235,500 | $135 | -13% | 48 | 98% | — | — | 1,700 | $823 | researched Sep 16 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Chatham County generally reports lower crime rates compared to the broader North Carolina average, with most incidents concentrated in more densely populated areas. The county maintains a rural-suburban safety profile that is considered stable.
Chatham County Schools is the primary district, generally recognized for strong academic performance and high graduation rates. The district is noted for its focus on STEM and career-readiness programs.
The county faces moderate risks from severe thunderstorms and occasional tropical weather impacts. Flood zones are primarily located along the Haw River and Jordan Lake corridors, with insurance requirements varying by proximity to these water bodies.
Chatham County is experiencing significant economic momentum driven by the Chatham Park development and the arrival of major manufacturing facilities like VinFast. Infrastructure expansion, including road improvements and utility extensions, is actively supporting this rapid growth.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (North Carolina) — Tax Lien Attachment: A tax lien attaches to all real property, taking priority over all other liens and encumbrances regardless of when they were created. State (North Carolina) — Ad Valorem Property Tax: Tax is calculated by multiplying the assessed value of the property by the combined state and local tax rate. The formula is: Tax = (Assessed Value / 100) * Tax Rate.
The economy is transitioning from a rural/agricultural base to a high-tech and manufacturing hub, anchored by the massive VinFast project and the growth of the Research Triangle periphery.
The county is served by major corridors including US-64 and US-1, which provide critical access to the Research Triangle Park and Raleigh-Durham employment centers.
The Chatham County Tax Office conducts property revaluations periodically to ensure assessments reflect current market values, following North Carolina state statutes.
The county is served by various special districts, including fire protection districts and the Central Carolina Community College district.
Property insurance premiums are influenced by the county's inland location, though proximity to major water bodies like Jordan Lake can impact flood insurance requirements.
- Happy Feet Planet Apex4.724.7 mi
- Sky Zone Trampoline Park4.423.7 mi
- Urban Air Trampoline and Adventure Park4.128.3 mi
- RushHour Karting4.528.2 mi
- Phillips Farms of Cary4.425.1 mi
- Topgolf3.828.5 mi
- Koka Booth Amphitheatre4.727.8 mi
- Durham Performing Arts Center4.829.8 mi
- Durham Bulls Athletic Park4.829.6 mi
- Kenan Stadium4.619.8 mi
- Poplar Point Campground4.615.7 mi
- Carolina Tiger Rescue4.89.9 mi
- Old Well4.720 mi
- Southern Community Park4.717.6 mi
- New Hope Valley Railway4.717.9 mi
- Duke University Chapel4.928.7 mi
- Morehead Planetarium and Science Center4.520.1 mi
- Nasher Museum of Art at Duke University4.629 mi
- American Tobacco Campus4.729.7 mi
- Old Well4.720 mi
- Jordan Lake State Recreation Area4.715.5 mi
- Seaforth Beach4.614.5 mi
- Southern Community Park4.717.6 mi
- Kiwanis Family Park4.716.4 mi
- San-Lee Park4.617.4 mi
- The Golf Club at Chapel Ridge4.16.8 mi
- Governors Club4.817.4 mi
- Sanford Golf Course4.514.3 mi
- Twin Lakes Golf Course4.113.3 mi
- Harris Teeter4.219.3 mi
- Carrboro Plaza4.318.6 mi
- Harris Teeter4.414.7 mi
- Carrboro Farmers Market4.819 mi
- Sanford Imports4.515.3 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
A massive reservoir offering boating, fishing, camping, and extensive hiking trails, serving as a primary regional outdoor destination.
A unique, historic-style village center featuring upscale dining, boutique shopping, and gardens that attract visitors county-wide.
The county seat features a charming historic courthouse square with local shops, galleries, and restaurants that anchor the community's social life.
Data retrieved from data.census.gov
applies when — Applies to parcels where the title holder has created or is subject to recorded easements, restrictions, or conditions.
Imposes binding limitations on the use, development, or maintenance of the parcel as defined in the recorded instrument.
N.C. Gen. Stat. § 39-6.4
Tax is calculated by multiplying the assessed value of the property by the combined state and local tax rate. The formula is: Tax = (Assessed Value / 100) * Tax Rate. Assessment is based on the true value in money, with counties required to conduct revaluations at least every eight years.
N.C. Gen. Stat. Chapter 105, Article 12 (2025)
applies when — Applies to parcels governed by a Homeowners' Association (Chapter 47F) or Condominium Association (Chapter 47C) where assessments remain unpaid.
Associations may file a claim of lien and foreclose in a manner similar to a mortgage under power of sale, or through a civil action.
N.C. Gen. Stat. § 47F-3-116 and § 47C-3-116
A tax lien attaches to all real property, taking priority over all other liens and encumbrances regardless of when they were created.
N.C. Gen. Stat. § 105-355
Allows for non-judicial foreclosure, though it requires a hearing before the Clerk of Superior Court to authorize the sale. Borrowers are entitled to a pre-foreclosure notice at least 45 days prior to the filing of a notice of hearing for primary residences.
N.C. Gen. Stat. Chapter 45, Article 2A and Article 11
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.