The story of this market
The typical home in Nantucket County, Massachusetts sells for about $3,999,000, or $860 per square foot.
Prices are up +21% from a year ago, so sellers still have some momentum. Homes take about 36 days to sell. Over the long run, values in this county have grown 74% since 2000. Last year 3 of 6 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is hurricane, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $2,425 a month.
FEMA's National Risk Index rates overall hazard risk here as Relatively Low.
Price climate
Every year of price change, 2000–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2005 (+30.6%). Worst: 2009 (-8%). Hover to read a year.
Monthly price momentum
Home values since 2015
+2.5%
MA · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Neighborhood price trend
Long-run price trend, 2000–2025
0%
2025 change
FHFA repeat-sales index, median of 6 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
61
Relatively Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $22,876,665.
Mortgage activity
Home lending in this county
80.5%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 1062 | 669 | 80.5% | 15.2% | $1,755,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Nantucket County, Massachusetts
The Nantucket real estate market remains characterized by extremely high price points and low inventory, driven by strong demand for luxury seasonal homes. While sales volume has recalibrated from record highs, prices continue to appreciate, reflecting the island's status as a premier, legacy-focused investment destination.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: median price diverges 33.3% from the nearest retained anchor (published ten-year series (2025)) — beyond the 12.5% tolerance; an automated validation case is open and the value publishes pending its verdict.
Select a city to expand its ZIP intel reports beneath · 1 city · 1 ZIP report
Median prices moved up 26.5% year over year.
Homes spend a median of 122 days on market with 0.0 months of supply — a slower-moving market.
0% of listings have cut prices · homes sell at 0% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.5% · poverty 6.0% — a stable, low-distress profile.
Deterministic aggregate of 1 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Nantucket County, Massachusetts — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 12.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Each property observation weighs one in its ZIP's deterministic roll-up — property-level records (taxes, scores, permits) never roll individually. Latest property research run Oct 15, 2026.
researched Sep 16
| 02554 | Nantucket | $5,495,000 | $2,250 | +26.5% | 122 | — | — | — | 173 | $2,224 | researched Sep 16 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
The Nantucket Public Schools district serves the island, generally characterized by small class sizes and strong community support, though specific ratings vary by level.
The island faces significant coastal erosion and flood risks, leading to high insurance premiums and complex property-protection requirements.
The economy is heavily driven by seasonal tourism and high-end real estate, with limited year-round infrastructure development and a focus on preserving the island's historic character.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Massachusetts) — Massachusetts Local Property Tax: Ad valorem tax calculated as (Municipal Budget / Total Assessed Value of all taxable property) = Tax Rate per $1,000 of assessed value. Assessments must be at 100% of full and fair cash (market) value.
Nantucket offers world-class beaches, historic cobblestone streets, extensive conservation land, and a vibrant downtown shopping and dining district.
The rental market is extremely tight with high demand for seasonal housing, leading to significant pressure on year-round residents and limited inventory.
The economy is anchored by tourism, hospitality, and the high-end real estate sector, with minimal industrial or corporate presence.
Transportation is limited to ferry services to the mainland and a local airport, with internal travel relying on personal vehicles and seasonal shuttle services.
The town assessor manages property valuations, which are subject to annual adjustments based on market sales data.
The island is served by a single municipal government that manages all utility, school, and public service districts.
Property insurance is costly and difficult to secure due to high exposure to coastal storms, wind, and flood hazards.
- Wicked Waves Cape Cod3.926.2 mi
- Cape Cod Inflatable Park4.326.2 mi
- Fins Up! Water Park4.129 mi
- Ryan Family Amusements - South Yarmouth4.326.4 mi
- Ryan's Ten Pin Eatery & Arcade4.328.3 mi
- Chatham Squire4.228.2 mi
- Red Jacket Beach Resort & Spa4.225.2 mi
- Pelham House Resort4.425.5 mi
- Melody Tent4.627.1 mi
- Blue Water Resort4.125.4 mi
- 'Sconset Bluff Walk4.87.2 mi
- Steps Beach Nantucket4.70.9 mi
- Nantucket Whaling Museum4.70 mi
- Great Point Lighthouse4.87.7 mi
- Mytoi4.519.7 mi
- Chatham Lighthouse4.727.8 mi
- Whydah Pirate Museum4.626 mi
- Edgartown Harbor Lighthouse4.722.2 mi
- John F. Kennedy Hyannis Museum4.527.1 mi
- Martha's Vineyard Museum4.628.3 mi
- 'Sconset Bluff Walk4.87.2 mi
- Mytoi4.519.7 mi
- Coskata-Coatue Wildlife Refuge Gatehouse4.96.1 mi
- Cisco Beach4.73.6 mi
- Wasque Point Wildlife Management Area4.919 mi
- Hyannis Yacht Club4.526.2 mi
- Skippy's Pier I Restaurant & Marina3.825.9 mi
- Oak Bluffs Harbormaster4.626.7 mi
- Nantucket Boat Basin4.60.3 mi
- Bartlett's Farm4.72.7 mi
- Nantucket Memorial Airport4.22.7 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
An iconic historic lighthouse that serves as a symbol of the island and a popular destination for visitors.
A premier destination for surfing and beach recreation, known for its natural beauty and strong community presence.
A National Historic Landmark district featuring well-preserved 18th and 19th-century architecture and shopping.
Data retrieved from Census Reporter and ACS 2024 profiles.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
applies when — Parcels classified as forest production land under M.G.L. c. 61
Imposes a conveyance tax upon sale for non-forest use and potential roll-back taxes if disqualified; grants the municipality a right of first refusal upon conversion to residential, industrial, or commercial use.
Governed by M.G.L. Chapter 61.
Ad valorem tax calculated as (Municipal Budget / Total Assessed Value of all taxable property) = Tax Rate per $1,000 of assessed value. Assessments must be at 100% of full and fair cash (market) value.
Governed by M.G.L. Chapter 59; assessed annually by local boards of assessors.
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.