The story of this market
The typical home in Christian County, Kentucky sells for about $219,000, or $135 per square foot.
Prices are roughly flat from a year ago (-0.33%), a market in balance. Homes take about 60 days to sell. Over the long run, values in this county have grown 77% since 2000. Last year 7 of 9 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is tornado, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $1,307 a month.
HUD sets the fair market rent for a 2-bedroom at $1,307 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively High.
Price climate
Every year of price change, 2000–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+14.2%). Worst: 2008 (-1.9%). Hover to read a year.
Monthly price momentum
Home values since 2015
+4.3%
KY · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,786
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
0%
2025 change
FHFA repeat-sales index, median of 9 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
70
Relatively High
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $41,800,225.
Mortgage activity
Home lending in this county
75.6%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 2135 | 1144 | 75.6% | 16.3% | $155,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Christian County, Kentucky
The Christian County housing market is currently experiencing a period of stabilization with modest price fluctuations. Demand remains supported by the local military presence, though inventory levels have begun to normalize compared to previous years.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: median price corroborated by the published ten-year series (2024) (within 12.5%).
Select a city to expand its ZIP intel reports beneath · 7 cities · 12 ZIP reports
Median prices moved up 0.7% year over year.
Homes spend a median of 69 days on market with 2.3 months of supply — a fast-moving market.
6% of listings have cut prices · homes sell at 61.59% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.8% · poverty 16.2% — a stable, low-distress profile.
Deterministic aggregate of 11 researched ZIP reports of 12 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Christian County, Kentucky — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Oct 8
researched Sep 17
researched Sep 17
researched Sep 17
researched Sep 17
researched Sep 21
researched Oct 21
researched Sep 21
researched Sep 21
researched Sep 17
| 42211 | Cadiz | $340,000 | $227 | — | 57 | — | — | 9.6 | — | $1,307 | researched Oct 8 |
| 42216 | Clifty | $314,842 | $179 | 0% | 71 | — | — | — | 2,076 | $1,307 | researched Sep 17 |
| 42217 | Crofton | $162,000 | $179 | -0.2% | 71 | 98% | — | 2 | 2,076 | $841 | researched Sep 17 |
| 42221 | Fairview | $337,900 | $189 | +0.9% | 71 | 98.4% | 19% | 3.8 | 2,013 | $1,450 | researched Sep 17 |
| 42236 | Herndon | $315,000 | $179 | 0% | 71 | — | — | — | 2,076 | $864 | researched Sep 17 |
| 42240 | Hopkinsville | $249,900 | $115 | +2.1% | 67 | 100% | 19.5% | 1.1 | 234 | $893 | researched Sep 21 |
| 42241 | Hopkinsville | $202,520 | $115 | -0.8% | 71 | — | — | — | 1,799 | $1,220 | researched Oct 21 |
| 42254 | LaFayette | $99,000 | $179 | 0% | 71 | — | — | — | — | $725 | researched Sep 21 |
| 42262 | Oak Grove | $335,000 | $190 | +6% | 60 | 98.4% | 19% | 3.8 | 2,013 | $1,215 | researched Sep 21 |
| 42265 | Olmstead | $358,600 | $179 | 0% | 71 | 98% | — | 5.1 | 2,076 | $200 | researched Sep 17 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Kentucky) — Kentucky Ad Valorem Property Tax: Property is assessed at its fair cash value (price at a fair voluntary sale). The tax is calculated by applying local and state tax rates to the assessed value.
The economy is anchored by the proximity to Fort Campbell, driving significant demand for housing and services in the region.
- The City Forum4.525 mi
- Heritage Park Sports Complex4.518.4 mi
- Sky Zone Trampoline Park4.319.6 mi
- Bluegrass Splash Family Aquatic Center4.12.7 mi
- Magic Wheels Fun Center3.918.2 mi
- Pennyrile Forest State Resort Park4.518.3 mi
- Golden Corral Buffet & Grill3.919.8 mi
- USAG-Fort Campbell Soldier Support Center4.113.7 mi
- F&M Bank Arena4.522.2 mi
- Clarksville Speedway & Fairgrounds4.317.2 mi
- Regal Clarksville4.416.9 mi
- Old Glory Distilling Co.4.619.7 mi
- Clarksville Greenway4.919.5 mi
- Heritage Park Sports Complex4.518.4 mi
- Dave & Buster's Clarksville3.919.8 mi
- Bell Witch Cave4.228.3 mi
- Port Royal State Historic Park4.326.5 mi
- Customs House Museum and Cultural Center4.622.5 mi
- Jefferson Davis State Historic Site4.58.9 mi
- Fort Defiance Civil War Park & Interpretive Center4.521.3 mi
- Clarksville Greenway4.919.5 mi
- Heritage Park Sports Complex4.518.4 mi
- Billy Dunlop Park4.416.8 mi
- Mary’s Oak Trailhead, Clarksville Greenway4.718.7 mi
- Jefferson Davis State Historic Site4.58.9 mi
- Lake Barkley Marina4.526.7 mi
- Moon River Marina & Resort423.8 mi
- Sun Life Marinas Clarksville, Clarksville Marina4.623.5 mi
- Western Hills Municipal Golf41.7 mi
- Cole Park Golf Course4.215.9 mi
- Governor's Square Mall4.119.9 mi
- Publix Super Market at Shoppes at Peachers Mill4.615.7 mi
- Fort Campbell Main Exchange4.413.5 mi
- Publix Super Market at Walker Farms Shopping Center4.520 mi
- T.J. Maxx4.319.8 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
A massive outdoor destination offering camping, hiking, and water activities on the shores of Kentucky Lake and Lake Barkley.
Features a lodge, golf course, and extensive trails within a scenic woodland setting.
Data retrieved from data.census.gov
Property is assessed at its fair cash value (price at a fair voluntary sale). The tax is calculated by applying local and state tax rates to the assessed value. A homestead exemption is available for owners aged 65 or older or those who are totally disabled, which exempts a portion of the assessed value from taxation (the specific exemption amount is adjusted biennially based on the cost of living index).
Kentucky Constitution Section 170, 172; KRS 132.190
Kentucky is a judicial foreclosure state, requiring a court action to enforce a mortgage or lien. The process involves a court-ordered sale, typically conducted by the master commissioner.
KRS Chapter 426
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.