The story of this market
The typical home in Boone County, Kentucky sells for about $329,263, or $175 per square foot.
Prices are down 3.2% from a year ago, which gives buyers more room to negotiate. Homes take about 19 days to sell, which is fast. Over the long run, values in this county have grown 106% since 2000. Last year 22 of 29 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is strong wind, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $1,442 a month.
HUD sets the fair market rent for a 2-bedroom at $1,442 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Low.
Price climate
Every year of price change, 2000–2025
+1.8%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+14.7%). Worst: 2010 (-3.2%). Hover to read a year.
Monthly price momentum
Home values since 2015
+4.3%
KY · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,897
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
+1.8%
2025 change
FHFA repeat-sales index, median of 29 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
45
Relatively Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $49,461,386.
Mortgage activity
Home lending in this county
79.4%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 7986 | 4485 | 79.4% | 2.5% | $195,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Boone County, Kentucky
The Boone County housing market is experiencing a cooling phase with a year-over-year decline in median sale prices and a reduction in sales volume. Rising days on market suggest a shift toward a more balanced environment as inventory levels stabilize. Buyers are currently exercising more leverage, as evidenced by the slight decline in the sale-to-list price ratio.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: median price corroborated by the published ten-year series (2026) (within 12.5%).
Select a city to expand its ZIP intel reports beneath · 7 cities · 9 ZIP reports
Median prices moved down 11.8% year over year.
Homes spend a median of 47 days on market with 1.8 months of supply — a fast-moving market.
24% of listings have cut prices · homes sell at 68.95% of asking — demand is cooling.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.1% · poverty 5.8% — a stable, low-distress profile.
Deterministic aggregate of 6 researched ZIP reports of 9 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 17
researched Sep 21
researched Sep 21
researched Sep 17
researched Sep 17
researched Sep 21
researched Sep 21
researched Sep 21
researched Sep 17
| 41005 | Burlington | $429,000 | $185 | +3.5% | 42 | 98.2% | 18.5% | 3.8 | 987 | $1,466 | researched Sep 17 |
| 41017 | Edgewood | $330,000 | $204 | 0% | 33 | — | — | — | 35 | $1,064 | researched Sep 21 |
| 41018 | Erlanger | $255,000 | $168 | +2% | 28 | 99.2% | 22% | 2.4 | 145 | $1,027 | researched Sep 21 |
| 41042 | Florence | $285,000 | $189 | +2.4% | 43 | — | — | — | 876 | $1,351 | researched Sep 17 |
| 41048 | Hebron | $504,500 | $205 | +8.1% | 48 | 98.5% | 17% | 3.2 | 143 | $1,437 | researched Sep 17 |
| 41080 | Petersburg | $269,900 | $161 | -30.6% | 54 | 100% | 41.8% | 2.3 | 883,673 | $1,397 | researched Sep 21 |
| 41091 | Union | $525,000 | $185 | +2.7% | 32 | 98.5% | 18% | 3.4 | 145 | $1,675 | researched Sep 21 |
| 41092 | Verona | $358,000 | $180 | +15.4% | 29 | — | — | — | 885 | $956 | researched Sep 21 |
| 41094 | Walton | $275,500 | $180 | +0.4% | 37 | 98.5% | 17% | 4.2 | 4,193 | $1,351 | researched Sep 17 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Boone County schools are generally well-regarded, with institutions like New Haven Elementary receiving high marks from national rating services.
The county benefits from its proximity to the Cincinnati/Northern Kentucky International Airport and significant logistics and industrial development along the I-75 corridor.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Kentucky) — Kentucky Ad Valorem Property Tax: Property is assessed at its fair cash value (price at a fair voluntary sale). The tax is calculated by applying local and state tax rates to the assessed value.
The economy is heavily influenced by logistics, manufacturing, and its role as a key component of the Cincinnati metropolitan area's industrial base.
The county is bisected by the I-75 and I-71 corridors, providing critical access to the Cincinnati urban core and regional logistics networks.
The Boone County Property Valuation Administrator is responsible for the annual assessment of real property at fair cash value.
The county is served by various special taxing districts, including school districts and local utility providers.
- Jungle Jim's International Market4.726.1 mi
- Dave & Buster's Springdale - Cincinnati4.225.3 mi
- Scene75 Entertainment Center | Cincinnati4.528.8 mi
- Full Throttle Adrenaline Park - Cincinnati4.725.3 mi
- Nova Trampoline and Adventure Park4.311.4 mi
- Great American Ball Park4.714 mi
- TQL Stadium4.713.8 mi
- Paycor Stadium4.413.5 mi
- Riverbend Music Center4.517.3 mi
- Heritage Bank Center4.214.1 mi
- Cincinnati Zoo & Botanical Garden4.615.8 mi
- Newport Aquarium4.614.4 mi
- Creation Museum4.66.9 mi
- Perfect North Slopes4.613.6 mi
- Findlay Market4.714.1 mi
- Ark Encounter4.726.5 mi
- Creation Museum4.66.9 mi
- Noah's Ark Replica4.826.8 mi
- Cincinnati Museum Center4.713.1 mi
- Cincinnati Art Museum4.815.1 mi
- Cincinnati Zoo & Botanical Garden4.615.8 mi
- Krohn Conservatory4.715.4 mi
- Ault Park4.819.8 mi
- Smale Riverfront Park4.813.8 mi
- Washington Park4.714 mi
- Sunset Bay Marina and Campground4.310.4 mi
- Belterra Casino Resort4.118.5 mi
- Aston Oaks Golf Club4.511 mi
- Pebble Creek Golf Course, Restaurant & Event Center4.318.9 mi
- Reeves Golf Course4.119.2 mi
- The Golf Courses Of Kenton County3.98.1 mi
- Findlay Market4.714.1 mi
- Florence Mall44.3 mi
- Newport on the Levee4.514.4 mi
- Publix Super Market at Triple Crown Shopping Center4.57.5 mi
- Meijer4.220 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
A major regional anchor that drives significant economic activity and logistics employment in the county.
A unique state park known for its paleontological significance and outdoor recreation opportunities.
Data retrieved from data.census.gov
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Property is assessed at its fair cash value (price at a fair voluntary sale). The tax is calculated by applying local and state tax rates to the assessed value. A homestead exemption is available for owners aged 65 or older or those who are totally disabled, which exempts a portion of the assessed value from taxation (the specific exemption amount is adjusted biennially based on the cost of living index).
Kentucky Constitution Section 170, 172; KRS 132.190
Kentucky is a judicial foreclosure state, requiring a court action to enforce a mortgage or lien. The process involves a court-ordered sale, typically conducted by the master commissioner.
KRS Chapter 426
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.