The story of this market
The typical home in Elk County, Kansas sells for about $129,000, or $72 per square foot.
Prices are up +2.5% from a year ago, so sellers still have some momentum. Homes take about 120 days to sell, which is slow. The biggest natural hazard here is wildfire, which FEMA rates very high. HUD's fair market rent for a two-bedroom is $961 a month.
HUD sets the fair market rent for a 2-bedroom at $961 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively High.
Monthly price momentum
Home values since 2015
+4.2%
KS · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,255
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Natural hazard exposure
The area's risk shape
97
Relatively High
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $4,214,707.
Mortgage activity
Home lending in this county
57.9%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 22 | 9 | 57.9% | 0% | $85,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Elk County, Kansas
The Elk County housing market remains stable with low inventory and modest price growth driven by limited supply. Market activity is primarily local, with few speculative investments and a focus on single-family residential properties.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 5 cities · 5 ZIP reports
Median prices moved up 0.0% year over year.
Homes spend a median of 103 days on market with 0.0 months of supply — a balanced-paced market.
0% of listings have cut prices · homes sell at 57.17% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.8% · poverty 14.2% — a stable, low-distress profile.
Deterministic aggregate of 5 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Elk County, Kansas — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 28
researched Sep 28
researched Sep 28
researched Sep 28
researched Sep 28
| 67345 | Elk Falls | $125,000 | $85 | +4.2% | 142 | 96.5% | — | 12 | 4 | $750 | researched Sep 28 |
| 67346 | Grenola | $115,000 | $78 | +4.5% | 84 | 96.2% | 16.7% | 4.2 | 12 | $929 | researched Sep 28 |
| 67349 | Howard | — | $61,728 | — | 180 | 100% | — | — | 2 | $523 | researched Sep 28 |
| 67352 | Longton | — | — | — | — | — | — | — | — | — | researched Sep 28 |
| 67353 | Moline | $115,000 | $68 | +4.5% | 142 | 94.2% | 16.7% | 6 | 12 | $475 | researched Sep 28 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Crime rates in Elk County are generally low and remain stable, consistent with the rural nature of the region and significantly lower than national averages.
Schools in the county are primarily served by small, rural districts where student-to-teacher ratios are low, though academic resources are limited by the small tax base.
The area faces moderate risks from severe thunderstorms and wind events, with wildfire risk present in the surrounding grasslands and agricultural areas.
Economic momentum is limited, with the local economy primarily driven by agriculture, ranching, and small-scale local services; there is minimal large-scale industrial development.
Property taxes are assessed by the county based on local mill levies, which include funding for schools, county operations, and special districts; there are no state-level property taxes.
The rental market is characterized by low inventory and limited turnover, with most available units being single-family homes rather than multi-family complexes.
The economy is heavily reliant on agriculture and cattle ranching, with limited diversification into other sectors.
Transportation is primarily via state highways; there is no public transit infrastructure in the county.
The Elk County Appraiser's office conducts annual valuations of real property based on market data and state-mandated assessment guidelines.
Parcels are subject to local school district levies and county-wide emergency service district taxes.
Property insurance premiums are influenced by the rural location and exposure to severe weather, including wind and hail.
- Fall River State Park4.618.3 mi
- Little House on the Prairie Museum4.625.4 mi
- Fall River State Park4.618.3 mi
- Elk River Hiking Trail4.716.3 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
Located in Howard, this historic building serves as the administrative center of the county.
Data retrieved from US Census Bureau QuickFacts and ACS tables.
Requires a judicial process for the foreclosure and sale of real estate by the county when property taxes remain unpaid.
K.S.A. Chapter 79, Article 28
applies when — Property subject to a special assessment or fee pursuant to K.S.A. 12-6a01 et seq. or located in an improvement district
Seller must disclose the existence of the special assessment or fee to the buyer in writing prior to or as part of the sales contract and obtain written acknowledgment from the buyer.
K.S.A. 12-6a20
applies when — Property located within a designated reinvestment housing incentive district
Property may be subject to acquisition by the city or county for development purposes (excluding eminent domain) and specific relocation assistance requirements for tenants.
K.S.A. 12-5247
Annual tax bill calculated as: (Appraised Fair Market Value * 11.5% Assessment Rate) * (Mill Levy / 1,000). The mill levy is the combined tax rate set by local taxing jurisdictions.
Kansas Constitution Article 11, Section 1; K.S.A. 79-1439
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.