The story of this market
The typical home in Posey County, Indiana sells for about $237,553, or $153 per square foot.
Prices are up +4.1% from a year ago, so sellers still have some momentum. Homes take about 43 days to sell. Over the long run, values in this county have grown 125% since 2000. Last year 5 of 7 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is strong wind, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $1,127 a month.
HUD sets the fair market rent for a 2-bedroom at $1,127 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.
Price climate
Every year of price change, 2000–2025
+8.2%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+13.2%). Worst: 2010 (-2.2%). Hover to read a year.
Monthly price momentum
Home values since 2015
+4.7%
IN · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,387
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
+8.2%
2025 change
FHFA repeat-sales index, median of 7 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
75
Relatively Moderate
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $16,365,954.
Mortgage activity
Home lending in this county
82.1%
2019 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 1070 | 655 | 82.2% | 1.3% | $155,000 |
| 2019 | 1250▲ | 753▲ | 82.1% | 2.6%▲ | $165,000▲ |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Posey County, Indiana
The Posey County housing market is showing signs of softening demand, with home values slipping 2.5% over the most recent three-month period. While year-over-year prices remain positive, the increase in price-reduced listings and a PropertyIQ score of 33 suggest a cooling trend. The market is currently characterized by a slower pace compared to broader state benchmarks.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: median price corroborated by the published ten-year series (2026) (within 12.5%).
Select a city to expand its ZIP intel reports beneath · 5 cities · 7 ZIP reports
Median prices moved down 5.0% year over year.
Homes spend a median of 56 days on market with 1.3 months of supply — a fast-moving market.
23% of listings have cut prices · homes sell at 98.98% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.5% · poverty 10.2% — a stable, low-distress profile.
Deterministic aggregate of 6 researched ZIP reports of 7 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 21
researched Sep 22
researched Sep 21
researched Sep 22
researched Sep 20
researched Sep 22
| 47612 | Cynthiana | $209,900 | $125 | +3.9% | 59 | 99.6% | 23% | 1.3 | 1,003 | $753 | researched Sep 21 |
| 47620 | Mount Vernon | $249,450 | $137 | +30.5% | 78 | 98.5% | 25.3% | 1 | 30 | $805 | researched Sep 22 |
| 47631 | New Harmony | $209,900 | $148 | -10.5% | 59 | 98.6% | 23% | 1.9 | 1,003 | $859 | researched Sep 21 |
| 47633 | Poseyville | $167,000 | $87 | -56.6% | 98 | 100% | — | 1 | 2 | $732 | researched Sep 22 |
| 47638 | Griffin | $230,000 | $145 | +2.1% | 44 | 98.6% | 22% | 0 | 4 | $1,027 | researched Sep 20 |
| 47712 | Evansville | $174,950 | $124 | -16.7% | 44 | 98.6% | 22% | 0.2 | 72 | $937 | researched Sep 22 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Posey County faces a moderate risk of flooding, with over 2,400 properties identified as likely to be severely affected. The area is also projected to experience a significant increase in extreme heat days over the next 30 years.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Indiana) — Ad Valorem Property Assessment: Property is assessed at 100% of true tax value, determined by market-based assessment systems and annual adjustments. State (Indiana) — Standard Homestead Deduction: Removes the first $45,000 of the homestead's assessed value from taxation. State (Indiana) — Indiana Property Tax Caps (Circuit Breaker): Limits annual property tax liability to 1% of gross assessed value for principal residences, 2% for other residential property, and 3% for non-residential property.
The county is part of the Evansville, IN metro area and exhibits a market currently positioned to lag state-level performance.
- Urban Air Trampoline and Adventure Park3.821.8 mi
- Sky Zone Trampoline Park4.422.1 mi
- Burgh House & Family Entertainment Center4.427.1 mi
- Chuck E. Cheese4.322 mi
- Elite Air Evansville Trampoline Park4.522.1 mi
- Ford Center4.417.9 mi
- Old National Events Plaza4.518 mi
- Ellis Park Racing & Gaming4.219.9 mi
- Golden Corral Buffet & Grill4.323.5 mi
- COMFORT by the Cross-Eyed Cricket4.417.7 mi
- Mesker Park Zoo4.315.7 mi
- Burdette Park4.514.4 mi
- AMC Evansville 164.313.8 mi
- Harmonie State Park4.66.7 mi
- Walther's Golf & Fun4.517.4 mi
- Angel Mounds State Historic Site4.424.4 mi
- John James Audubon State Park4.519.8 mi
- Children's Museum of Evansville4.417.8 mi
- Evansville Museum4.517.7 mi
- USS LST-3254.817.2 mi
- Mesker Park Zoo4.315.7 mi
- Burdette Park4.514.4 mi
- Harmonie State Park4.66.7 mi
- John James Audubon State Park4.519.8 mi
- Garvin Park4.417.9 mi
- Walther's Golf & Fun4.517.4 mi
- Fendrich Golf Course4.219.6 mi
- Helfrich Golf Course4.215.7 mi
- Rural King4.315.9 mi
- Schnucks Darmstadt4.519.7 mi
- Mayse Farm Market LLC4.616.3 mi
- Schnucks Evansville North4.417.3 mi
- Schnucks Evansville West4.514.5 mi
- Evansville Regional Airport4.320.2 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Data retrieved from Census Reporter profile for Posey County, IN.
applies when — Property must be the taxpayer's principal place of residence.
Removes the first $45,000 of the homestead's assessed value from taxation.
Indiana Code 6-1.1-12-37.
Indiana requires a judicial foreclosure process, meaning lenders must file a lawsuit in court to obtain a foreclosure decree.
Indiana Code 32-30-10.
Property is assessed at 100% of true tax value, determined by market-based assessment systems and annual adjustments.
Indiana Code 6-1.1-4.
applies when — Applies to the sale, exchange, or installment contract of residential real estate containing not more than four dwelling units.
Requires the seller to complete a disclosure form regarding the condition of the property, subject to specific statutory exemptions (e.g., court-ordered transfers, foreclosures).
Indiana Code 32-21-5.
Limits annual property tax liability to 1% of gross assessed value for principal residences, 2% for other residential property, and 3% for non-residential property.
Indiana Constitution Article X, Section 1; Indiana Code 6-1.1-20.6.
≈ $2,376/yr on a $237,553 median
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.