The story of this market
The typical home in Owyhee County, Idaho sells for about $425,000, or $235 per square foot.
Prices are down 2.4% from a year ago, which gives buyers more room to negotiate. Homes take about 88 days to sell, which is slow. Over the long run, values in this county have grown 291% since 2003. The biggest natural hazard here is winter weather, which FEMA rates very high. HUD's fair market rent for a two-bedroom is $1,540 a month.
HUD sets the fair market rent for a 2-bedroom at $1,540 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.
Price climate
Every year of price change, 2003–2025
+0.9%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+33.7%). Worst: 2011 (-20.7%). Hover to read a year.
Monthly price momentum
Home values since 2015
+5.3%
ID · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$2,132
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2003–2025
+0.9%
2025 change
FHFA repeat-sales index, median of 2 census tracts in this county (2003 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
80
Relatively Moderate
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $8,495,378.
Mortgage activity
Home lending in this county
79.1%
2019 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 548 | 296 | 75.4% | 2.2% | $215,000 |
| 2019 | 621▲ | 354▲ | 79.1%▲ | 1.7% | $265,000▲ |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Owyhee County, Idaho
The Owyhee County housing market is experiencing a period of price stabilization following years of rapid appreciation. High interest rates and limited inventory are suppressing transaction volume, leading to a cautious outlook among local market participants.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 4 cities · 7 ZIP reports
Median prices moved down 0.4% year over year.
Homes spend a median of 56 days on market with 8.4 months of supply — a balanced-paced market.
1% of listings have cut prices · homes sell at 6.78% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.6% · poverty 14.5% — a stable, low-distress profile.
Deterministic aggregate of 4 researched ZIP reports of 7 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Owyhee County, Idaho — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 11.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 29
researched Sep 29
researched Sep 29
researched Sep 29
researched Sep 29
researched Sep 29
researched Sep 29
| 83604 | Bruneau | $429,500 | $226 | -2.4% | 57 | — | — | 9.6 | — | $1,540 | researched Sep 29 |
| 83624 | Grand View | $434,740 | $280 | +19.4% | 46 | — | — | — | 9 | $1,540 | researched Sep 29 |
| 83628 | Homedale | $410,000 | $235 | +2.5% | 61 | 98.5% | 12% | 3.2 | 25 | $1,450 | researched Sep 29 |
| 83634 | Kuna | $435,000 | $257 | -3.3% | 82 | — | — | — | 909 | $2,300 | researched Sep 29 |
| 83639 | Marsing | $832,000 | $302 | — | 37 | 99% | 36.6% | 1.5 | 1,254 | $1,850 | researched Sep 29 |
| 83641 | Melba | $698,000 | $302 | — | 37 | — | — | — | 34 | $1,540 | researched Sep 29 |
| 83650 | Murphy | $550,000 | $250 | +2.1% | 65 | 97% | 15% | 6 | 12 | $1,450 | researched Sep 29 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Owyhee County reports relatively low crime rates compared to more urbanized areas in Idaho, with property crime being the primary concern in rural, sparsely populated regions.
Schools in Owyhee County are primarily served by small, rural districts where student-to-teacher ratios are low, though access to advanced extracurricular programs is limited by geography.
The county faces significant wildfire risks due to its vast rangeland and high-desert topography, which also influences property insurance availability and premium costs.
Economic momentum is largely tied to agriculture and livestock production, with limited industrial development; infrastructure is primarily focused on maintaining rural connectivity.
Property taxes are assessed by the Owyhee County Assessor based on market value, with the total levy rate determined by the sum of local taxing districts including schools, county government, and emergency services.
The economy is heavily reliant on agriculture, ranching, and government services, with limited diversification into other sectors.
Transportation infrastructure is limited to state highways and rural roads, with no public transit systems serving the county.
The Owyhee County Assessor maintains property valuations based on annual market analysis and state-mandated assessment cycles.
Parcels are subject to various taxing districts including school districts, fire protection districts, and highway districts.
Property insurance markets are tightening due to increased wildfire exposure across the county's expansive rangelands.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
Features the tallest single-structured sand dune in North America and an observatory.
Vast, remote wilderness area known for deep canyons and rugged terrain.
Data retrieved from U.S. Census Bureau QuickFacts and Data Commons.
applies when — Applies to the transfer of any real property improved by one to four dwelling units.
Requires the seller to provide a written property condition disclosure form to the buyer, detailing the condition of the property.
Idaho Code Title 55, Chapter 25.
applies when — The property must be owner-occupied and used as the primary dwelling place of the owner.
Exempts the lesser of $125,000 or 50% of the market value for assessment purposes from property taxation. Formula: Exemption = min($125,000, 0.50 * Market Value).
Idaho Code 63-602G; as amended by House Bill 885 (2026).
applies when — Applies to parcels governed by a homeowners' association as defined in Idaho Code 55-3203.
Imposes obligations regarding association governance, financial disclosures, and restrictions on covenants (e.g., limitations on short-term rental bans and accessory dwelling unit restrictions).
Idaho Code Title 55, Chapter 32.
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.