The story of this market
The typical home in Western Connecticut Planning Region, Connecticut sells for about $652,900, or $280 per square foot.
Prices are up +6.7% from a year ago, so sellers still have some momentum. Homes take about 42 days to sell. Over the long run, values in this county have grown 82% since 2000. Last year 83 of 120 neighborhoods saw prices rise, so the story isn't the same street to street. HUD's fair market rent for a two-bedroom is $2,110 a month.
FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.
Price climate
Every year of price change, 2000–2025
+0.1%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2005 (+14.4%). Worst: 2009 (-8.6%). Hover to read a year.
Monthly price momentum
Home values since 2015
+5.6%
CT · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Neighborhood price trend
Long-run price trend, 2000–2025
+0.1%
2025 change
FHFA repeat-sales index, median of 120 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
53
Relatively Moderate
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $259,614,248.
Western Connecticut Planning Region, Connecticut
The Western Connecticut housing market remains tight with low inventory and high demand, driving prices upward. Sellers maintain a strong advantage as homes sell quickly at or above asking price. Scarcity of supply continues to be the primary driver of market conditions.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: median price diverges 34.6% from the nearest retained anchor (published ten-year series (2025)) — beyond the 12.5% tolerance; an automated validation case is open and the value publishes pending its verdict.
Select a city to expand its ZIP intel reports beneath · 4 cities · 14 ZIP reports
Median prices moved up 6.7% year over year.
Homes spend a median of 42 days on market with 2.6 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 101% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) — a stable, low-distress profile.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 17
researched Sep 18
researched Sep 19
researched Sep 20
researched Sep 19
researched Sep 20
researched Sep 16
researched Sep 16
researched Sep 16
researched Sep 20
| 06810 | Danbury | — | $263 | +5.4% | 41 | 100% | — | 1 | 78 | $1,868 | researched Sep 17 |
| 06811 | Danbury | $525,000 | $278 | +8.1% | 13 | — | — | — | 218 | $1,767 | researched Sep 18 |
| 06830 | Greenwich | $2,300,000 | $925 | +31.4% | 42 | — | — | — | 62 | $2,374 | researched Sep 19 |
| 06831 | Greenwich | $1,485,000 | $750 | +13.2% | 54 | 98.5% | 12% | 4.2 | 185 | $3,501 | researched Sep 20 |
| 06850 | Norwalk | $850,000 | $435 | +4.2% | 38 | 99.2% | 4.8% | 3.2 | 120 | $2,170 | researched Sep 19 |
| 06851 | Norwalk | $718,000 | $412 | +15.8% | 25 | 100% | — | — | 174 | $2,071 | researched Sep 20 |
| 06853 | Norwalk | — | $685 | +23.5% | 48 | 98.5% | 12% | 4.2 | 22 | $1,871 | researched Sep 16 |
| 06854 | Norwalk | $692,500 | $345 | +7.3% | 23 | 98.5% | 15% | 3.2 | 267 | $2,049 | researched Sep 16 |
| 06870 | Greenwich | $2,940,000 | $938 | +4.5% | 32 | 107% | — | 1 | 28 | $3,501 | researched Sep 16 |
| 06901 | Stamford | $384,000 | $450 | -3.4% | 22 | 98.5% | 15% | 4.2 | 390 | $2,538 | researched Sep 20 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Connecticut) — Municipal Real Property Tax Assessment & Mill Rate Mechanics: Under C.G.S. § 12-62a, all taxable real property is assessed uniformly at a mandatory 70% assessment ratio of its fair market value (FMV). Real property tax is computed annually using the formula: Assessed Value = Fair Market Value × 0.
Data retrieved from US Census Bureau QuickFacts
Sets statutory limits on local municipal police zoning powers under C.G.S. § 8-2, prohibiting municipalities from banning accessory dwelling units (ADUs) as of right on single-family lots unless the municipality formally adopted an opt-out resolution by January 1, 2023. Prohibits zoning regulations from establishing arbitrary minimum floor area sizes for residential buildings beyond applicable building/public health codes, restricting multifamily or cluster housing, or imposing unreasonable cost burdens on residential land use.
Public Act 21-29, codified at Conn. Gen. Stat. § 8-2 (effective October 1, 2021).
applies when — Applies to all residential units located within a common interest community (condominiums, planned unit developments, cooperatives) formed on or after January 1, 1984, or earlier communities governed by CIOA opt-in provisions.
Imposes binding statutory governance on unit owners, including mandatory assessments for common expenses, adherence to association bylaws/rules, and right-to-resell certificate disclosures under C.G.S. § 47-270. Under C.G.S. § 47-258, the association holds an automatic statutory lien against each parcel for unpaid common charges, which carries a six-month (or nine-month under specific amendments) super-priority over first mortgages in foreclosure actions.
Conn. Gen. Stat. Title 47, Chapter 828 (§ 47-200 et seq.); modeled after the Uniform Common Interest Ownership Act.
applies when — Applies to all parcels lying within the statutorily defined coastal boundary along Long Island Sound and tidal rivers.
Subjects parcel development, subdivision, and shoreline modifications to mandatory Coastal Site Plan Review (CSPR) administered by municipal zoning commissions in accordance with state statutory policies under C.G.S. § 22a-105. Imposes severe restrictions on structural flood barriers, coastal seawalls, and bulkheads, requiring adherence to setbacks and preservation of coastal resources, tidal wetlands, and public coastal access.
Connecticut Coastal Management Act, Conn. Gen. Stat. §§ 22a-90 through 22a-112.
Requires sellers to affirmatively disclose any known presence of lead-based paint/hazards, elevated radon levels, asbestos, underground fuel storage tanks (USTs), contaminated private wells, or toxic/hazardous chemical releases on the property. Residential dwellings constructed prior to 1978 must additionally provide federal/state lead warnings and inspection option periods; failure to disclose known contamination allows buyers legal rescission and damage claims.
Conn. Gen. Stat. § 20-327b(d); Conn. Agencies Regs. Title 19a (Radon & Lead Prevention).
applies when — Applies to 1-to-4 family owner-occupied residential properties where the borrower is a named defendant in a residential mortgage foreclosure action and the property serves as their primary residence.
Imposes a mandatory statutory stay on foreclosure judgment entry while the mortgagor and mortgagee participate in court-supervised mediation administered by judicial branch mediators under C.G.S. § 49-31l et seq. Requires lenders to negotiate in good faith regarding loan modifications, short sales, or forbearance plans and furnish standardized loan accounting documents before obtaining a foreclosure judgment.
Established under Public Act 08-176 and codified at Conn. Gen. Stat. §§ 49-31k through 49-31o; extended by subsequent legislative enactments.
Under C.G.S. § 12-62a, all taxable real property is assessed uniformly at a mandatory 70% assessment ratio of its fair market value (FMV). Real property tax is computed annually using the formula: Assessed Value = Fair Market Value × 0.70; Net Tax Liability = (Assessed Value - Allowable Exemptions) × (Municipal Mill Rate / 1,000). Connecticut does not have a broad universal state homestead exemption; however, statutory exemptions exist under C.G.S. § 12-81 for qualifying low-income elderly, disabled individuals, and veterans (which reduce assessed valuation by statutory fixed amounts or provide tax credits under the circuit-breaker program). Unpaid property taxes automatically become a perpetual first-priority municipal tax lien on the parcel under C.G.S. § 12-172.
Governed by Conn. Gen. Stat. Title 12, Chapter 203 (specifically §§ 12-62, 12-62a, 12-81, and 12-172). Revaluations occur every five years.
Under C.G.S. § 29-453, prior to the transfer of title of any one- or two-family residential property, the seller must present to the buyer an affidavit certifying that the residence is equipped with operational smoke detection and carbon monoxide detection equipment complying with state fire and building regulations. If the seller fails to provide this affidavit, the seller must credit the buyer the statutory penalty sum of $250 at closing.
Conn. Gen. Stat. § 29-453; Connecticut State Fire Prevention Code and State Building Code.
Mandates that sellers explicitly disclose on the state-prescribed disclosure report whether the residential parcel is situated within a FEMA Special Flood Hazard Area (SFHA), 100-year/500-year floodplain, or floodway, whether flood insurance is required or currently maintained, and any documented history of surface, riverine, or basement flooding/drainage issues. Failure to disclose triggers statutory liability and remedies under C.G.S. § 20-327c.
Conn. Gen. Stat. § 20-327b; Department of Consumer Protection Residential Disclosure regulations.
Mandates that before a prospective purchaser executes a binder, contract, option, or lease with purchase option, the seller must deliver a completed State Department of Consumer Protection (DCP) Residential Property Condition Report answering questions regarding known structural, mechanical, environmental, and legal defects to the best of their knowledge. Under C.G.S. § 20-327c, failure to furnish the disclosure report prior to contract execution requires the seller to credit the buyer $500 at the closing of title, though non-delivery or failure to disclose known material defects does not preclude independent tort liability or breach of contract claims.
Conn. Gen. Stat. § 20-327b through § 20-327e; administered by the Connecticut Department of Consumer Protection.
applies when — Applies to any residential parcel containing or situated within designated wetland soils, watercourses, or within municipal upland review areas (typically 100 feet from wetland boundaries).
Prohibits any 'regulated activity'—including excavation, clearing, grading, filling, septic installation, or residential construction—without a prior permit issued by the local municipal Inland Wetlands and Watercourses Agency. The mandate restricts land use regardless of local zoning classification to preserve ecological function, water quality, and natural flood control.
Inland Wetlands and Watercourses Act, codified at Conn. Gen. Stat. §§ 22a-36 through 22a-45.
Connecticut is strictly a judicial foreclosure jurisdiction; non-judicial foreclosures and power-of-sale clauses in standard residential mortgages are not recognized. Foreclosure proceeds under two paths: (1) Strict Foreclosure, where no public auction occurs, the court sets law days for the mortgagor and subordinate lienholders to redeem by paying the full debt, and upon the expiration of law days without redemption, absolute title vests directly in the foreclosing lender without an equity auction; or (2) Foreclosure by Sale, where the court appoints a committee to sell the property at public auction when equity exists above senior encumbrances. Connecticut grants no statutory post-sale redemption right; redemption rights terminate strictly when the assigned law day passes in strict foreclosure or upon court confirmation of the auction committee sale.
Governed by Conn. Gen. Stat. Title 49, Chapter 846 (specifically §§ 49-14 through 49-25) and Connecticut Practice Book rules.
applies when — Applies to residential properties constructed with concrete foundations poured between 1983 and 2015, particularly within designated municipalities in north-central and eastern Connecticut impacted by pyrrhotite contamination.
Sellers must complete the concrete foundation section of the Connecticut Residential Property Condition Report (and Foundation Condition Report), specifically disclosing any knowledge or visual presence of deteriorating foundation concrete, cracking, or testing for the presence of pyrrhotite. Under C.G.S. § 8-440 et seq., special state assessments and captive insurance funds (CRBIC) exist, and local tax assessors may be required upon request to inspect and reduce the assessed value of homes with crumbling foundations under C.G.S. § 12-62r.
Enacted under P.A. 16-45 and codified across Conn. Gen. Stat. §§ 8-440, 12-62r, and 20-327b.
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.